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HomeMy WebLinkAboutItem 5.3 City Treasurer's Informational Report of Investments for the Quarter Ending December 31, 2025 STAFF REPORT CITY COUNCIL Page 1 of 4 Agenda Item 5.3 DATE: February 17, 2026 TO: Honorable Mayor and City Councilmembers FROM: Colleen Tribby, City Manager SUBJECT: City Treasurer's Informational Report of Investments for the Quarter Ending December 31, 2025 Prepared by: Chris Rhoades, Financial Analyst EXECUTIVE SUMMARY: The City Council will receive an informational report of the City’s investments through the quarter ending December 31, 2025, including a monthly transaction ledger. The City’s investment portfolio for this period totaled $526,153,048 (market value) with an average market yield of 3.82%. As required by the City’s Investment Policy, the City Treasurer (Finance Director) affirms that the City is able to meet its expenditure requirements for the next six months. The Finance and Investment Committee reviewed th e report at its February 3, 2026 meeting. STAFF RECOMMENDATION: Receive the report. FINANCIAL IMPACT: There is no financial impact resulting from this report. Investments are made in accordance with the City’s Investment Policy and State Law. Interest earned is apportioned between funds (i.e., General Fund, Gas Tax Fund, etc.) based upon their proportionat e share of the total cash balance. The quarterly cash balance can vary from quarter to quarter based on the financial needs of the City, including the timing of revenues and expenditures. DESCRIPTION: The total investment portfolio (market value) consists of $319,664,885 managed by Chandler Asset Management, and $206,488,164 invested by the City in local government pools, the Local Agency Investment Fund (LAIF) and the California Asset Management Program (CAMP). The average market yield of the Chandler portfolio and the local pools was 3.76% and 3.91% respectively. 25 Page 2 of 4 The total investment portfolio balance fluctuates throughout the year due to normal cash flow needs and includes both discretionary and restricted funds. Economic Update Highlights The following are some highlights from the Economic Update included in the Investment Report prepared by Chandler (Attachment 1). The near-term economic outlook continues to be distorted by the data delays from the government shutdown. Recently released government data—reflecting conditions from two to three months ago—indicate inflation remains moderately above the Federal Reserve’s target, while labor market conditions have continued to soften. As the flow of economic data normalizes, the Chandler team expects further yield curve steepening as the Federal Reserve moves the policy rate toward a more neutral range. U.S. trade and fiscal policy also remain sources of elevated market uncertainty. City of Dublin Portfolio The City's aggregate portfolio has maintained a healthy balance of investment types, with minimal changes from the prior quarter. Attachment 3 provides additional information on the investment types shown in Table 1. The market value of the City's portfolio increased by $34.6 million compared to the quarter ending September 30, 2025. Overall, the City’s portfolio increased by $61.2 million from the same quarter the prior year (see Table 1). Overall market yield-to-maturity decreased slightly from 3.99% to 3.82%, (shown in Table 2). For detailed monthly transactions, refer to Attachment 2. 26 Page 3 of 4 Table 1: Portfolio Values and Yield to Maturity Table 2: Quarterly Holdings (Market Value) by Type, and YTM, Five Quarters Funds Managed by the City The City participates in two local agency investment pools managed by government finance professionals and treasurers: the Local Agency Investment Fund (LAIF) and the California Asset Management Program (CAMP). Table 3 shows the yields in the pools a long with the assets managed by Chandler over the most recent eight quarters. December 31, 2024 Holdings Market Value Market Value Par Value Book Value Market Value % of Subtotal % of Total Portfolio Book Yield Market Yield Managed by City Cash 313,298 305,969 298,339 298,339 298,339 0.1%0.1%0.00%0.00% LAIF 27,717,626 28,659,580 29,278,998 29,278,998 29,278,998 14.2%5.6%3.98%3.98% CAMP 135,716,745 146,525,411 176,910,827 176,910,827 176,910,827 85.7%34.0%3.90%3.90% SUBTOTAL 163,747,668 175,490,959 206,488,164 206,488,164 206,488,164 100.00%39.66%3.91%3.91% Managed by Chandler ABS 33,334,796 36,881,004 36,138,218 36,134,969 36,448,659 11.5%6.9%4.84%3.87% Agency 13,896,584 7,239,856 7,145,000 7,184,497 7,256,940 2.3%1.4%3.97%3.51% Cash 2,129 3,243 2,383 2,383 2,383 0.0%0.0%0.00%0.00% Agency CMBS 13,733,961 14,128,979 14,271,867 13,919,729 14,080,400 4.4%2.7%4.30%3.81% Money Market 743,108 694,172 1,211,335 1,211,335 1,211,335 0.4%0.2%3.38%3.38% Supranational 27,445,408 25,591,158 25,580,000 25,325,255 25,663,205 8.1%4.9%3.70%3.67% Corporate 75,925,813 78,291,033 79,160,000 79,100,599 80,011,813 25.2%15.2%4.35%4.06% US Treasury 133,961,210 150,997,617 150,700,000 150,425,305 152,276,435 48.0%28.9%4.03%3.60% SUBTOTAL 299,043,009 313,827,062 314,208,804 313,304,072 316,951,170 100.00%60.34%4.18%3.76% Accrued Interest 2,150,722 2,230,446 2,713,715 301,193,731 316,057,509 319,664,885 TOTAL PORTFOLIO 464,941,399 491,548,468 520,696,967 519,792,236 526,153,048 100.00%3.82% 61,211,649 34,604,580 December 31, 2025 Change from Prior Year Change from Prior Quarter September 30, 2025 Holdings (Market Value)12/31/24 3/31/25 6/30/25 9/30/25 12/31/25 % Change from Prior Quarter LAIF/CAMP 163,434,370 162,978,763 179,117,665 175,184,990 206,189,825 17.70% ABS 33,334,796 36,131,194 38,538,323 36,881,004 36,448,659 -1.17% Agency 13,896,584 11,217,537 7,239,578 7,239,856 7,256,940 0.24% Cash 315,427 310,698 314,373 309,213 300,722 -2.75% Agency CMBS 13,733,961 13,948,947 14,057,968 14,128,979 14,080,400 -0.34% Money Market 743,108 1,283,006 879,415 694,172 1,211,335 74.50% Supranational 27,445,408 26,953,873 27,178,034 25,591,158 25,663,205 0.28% Corporate 75,925,813 77,780,053 77,276,470 78,291,033 80,011,813 2.20% US Treasury 133,961,210 138,087,540 144,465,586 150,997,617 152,276,435 0.85% Accrued Interest 2,150,722 2,047,059 2,468,202 2,230,446 2,713,715 21.67% TOTAL 464,941,399 470,738,671 491,535,614 491,548,468 526,153,048 7.04% Change from Prior Quarter YIELD TO MATURITY 4.53%4.26%4.13%3.99%3.82%-0.17% 27 Page 4 of 4 Table 3: Quarterly Portfolio Yields, Recent Eight Quarters Market Yield LAIF CAMP Chandler 3/31/24 4.27% 5.48% 4.79% 6/30/24 4.56% 5.44% 4.84% 9/30/24 4.57% 5.08% 3.89% 12/31/24 4.43% 4.65% 4.49% 3/31/25 4.31% 4.47% 4.16% 6/30/25 4.27% 4.43% 3.97% 9/30/25 4.20% 4.27% 3.84% 12/31/25 3.98% 3.90% 3.76% Finance and Investment Committee On February 3, 2026, the Finance and Investment Committee reviewed the quarterly report as it aligns with the Committee’s role in providing policy guidance on financial matters, including the investing of City funds. STRATEGIC PLAN INITIATIVE: None. NOTICING REQUIREMENTS/PUBLIC OUTREACH: The City Council Agenda was posted. ATTACHMENTS: 1) City of Dublin Investment Report for Period Ending December 31, 2025 2) Transaction Ledger – October through December 2025 3) Glossary of Investment Categories 28 INVESTMENT REPORT City of Dublin | As of December 31, 2025 CHANDLER ASSET MANAGEMENT | chandlerasset.com Chandler Team: For questions about your account, please call (800) 317-4747, or contact clientservice@chandlerasset.com Information contained herein is confidential. We urge you to compare this statement to the one you receive from your qualified custodian. Please see Important Disclosures at the end of the statement. Attachment 1 29 TABLE OF CONTENTS ECONOMIC UPDATE ACCOUNT PROFILE CONSOLIDATED INFORMATION PORTFOLIO HOLDINGS TRANSACTIONS 1 30 ECONOMIC UPDATE 2 31 ▪ ▪ ▪ The near-term economic outlook continues to be distorted by the data delays from the government shutdown. Recently released government data—reflecting conditions from two to three months ago—indicate inflation remains moderately above the Federal Reserve’s target, while labormarket conditions have continued to soften.As the flow of economic data normalizes, the Chandlerteam expects further yield curve steepening as the Federal Reserve moves the policy rate toward a more neutral range. U.S. trade and fiscal policy alsoremain sources of elevated market uncertainty. The Federal Reserve's December Federal Open Market Committee meeting concluded withthe thirdconsecutive 25-basis-point rate cut in 2025,lowering the target range to 3.50%–3.75%.However, policymakers remain divided on the path forward. Four Fed governors project one additional 25-basis-point cut in 2026,anotherfouranticipate no furthereasing, eight expect multiple cuts, andthree call for a potential rate hike. Chair Jerome Powell notedthat the Fed is now “well placed to wait and see”howlabor market conditions andinflation evolve in the near term. The US Treasury yieldcurve steepened in December,as the 2-year Treasury yield dropped2 basis points to 3.48%, the 5-year Treasury was up 13 basis points to 3.73%, and the 10-year Treasury yield was 15 basis points higher at 4.17%. The spread between the 2-year and 10- year Treasury yield points on the curve was 17 basis points widerfrom November at +69 basis points at Decembermonth-end. The spread between the 2-year Treasury and 10-year Treasury yield one year agowas +33 basis points. The spread between the 3-month and10-year Treasury yield points on the curve was +54 basis points in December versus +21 basis points in November. ECONOMIC UPDATE 3 32 -400 -200 0 200 400 600 800 1,000 MO M C h a n g e I n T h o u s a n d s ( 0 0 0 ' s ) Nonfarm Payroll (000's) Non-farm Payroll (000's) 3-month average (000's) -1.0% 3.0% 7.0% 11.0% 15.0% Unemployment Rate Underemployment Rate (U6) Unemployment Rate (U3) Ra t e ( % ) The December Nonfarm Payrolls report showed weaker-than-expected job growth, with payrolls rising by 50,000 compared with the consensus estimate of 70,000. This follows a downwardly revised gain of 56,000 in November. Employment declines were most pronounced in retail trade and construction, while leisure and hospitality posted the strongest gains. Notably, the unemployment rate edged down to 4.4% after increasing to 4.6% in November. Source: US Department of Labor Source: US Department of Labor EMPLOYMENT 4 33 0 2,000 4,000 6,000 8,000 10,000 12,000 14,000 Job Openings Recession Historical Average In T h o u s a n d s ( 0 0 0 ' s ) The Labor Department’s Job Openings and Labor Turnover Survey (JOLTS) reported that job openings fell to 7.1 million in November from a downwardly revised 7.4 million in October. The drop in vacancies, alongside slower hiring, suggests the labor market continues to soften, though employers remain cautious about laying off workers. The number of openings now roughly matches the number of unemployed individuals, pointing to a labor market that is approaching equilibrium. Source: US Department of Labor JOB OPENINGS & LABOR TURNOVER SURVEY 5 34 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% 8.0% 9.0% 10.0% Consumer Price Index (CPI) CPI YOY % Change Core CPI YOY % Change YO Y ( % ) C h a n g e 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% 8.0% Personal Consumption Expenditures (PCE) PCE Price Deflator YOY % Change PCE Core Deflator YOY % Change Fed Target YO Y ( % ) C h a n g e The ConsumerPrice Index (CPI) showed that inflation remained relatively subdued in December, withheadline CPI and core CPI holding at 2.7% and 2.6% respectively year-over-year. Shelter has continued to play a central but gradually moderating role in services inflation. December data keeps inflation close to the prior month’s pace and consistent with a trend of easing price pressures. The Personal Consumption Expenditures (PCE) Index for September, released on December 5,showed headline inflation up 0.3% fromAugust and2.8% year over year. Core PCE rose 0.2% on the month and 2.8% on an annual basis. Source: US Department of Labor Source: US Department of Commerce INFLATION 6 35 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% Retail Sales YOY % Change YO Y ( % ) C h a n g e NovemberRetail Sales rose 0.6%fromOctoberand3.3%froma yearearlier, while the control group measure whichfeeds intoGDP rose a solid 0.4%on the month after an even stronger 0.8% gain in October. This confirms that underlying goods spending excluding the most volatile categories remained resilient into the start of the holiday season. The government shutdown may have weighed on consumer confidence regarding jobs, incomes, and overall financial conditions, both current and in the future. The Conference Board’s Consumer Confidence Index declined to 89.1 in December from an upwardly revised 92.9 in November, marking its fifth consecutive monthly drop. Consumers remained pessimistic about both business conditions and the labor market. 0 20 40 60 80 100 120 140 160 In d e x L e v e l Consumer Confidence Recession Source: US Department of Commerce Source: The Conference Board All time high is 144.70 (1/31/00); All time low is 25.30 (2/28/09) CONSUMER 7 36 -25.0% -20.0% -15.0% -10.0% -5.0% 0.0% 5.0% 10.0% 15.0% Leading Economic Indicators (LEI) Recession YO Y (% ) C h a n g e -1.00 -0.75 -0.50 -0.25 0.00 0.25 0.50 0.75 1.00 Chicago Fed National Activity Index (CFNAI) Recession 3 M o n t h A v e r a g e The Conference Board’s Leading Economic Index (LEI) declined 0.3% in September, marking its second consecutive monthly decrease after a revised0.3%drop in August.On a year-over-yearbasis, the index fell 3.3%. According to the Conference Board, weakening expectations among consumers and businesses contributed most to the LEI’s overall decline. The index continues to signal slower economic growth through the end of 2025 and into 2026.The Chicago Fed National Activity Index (CFNAI) came in at -0.21 in September, following a downwardly revised -0.31 in August, signaling that U.S. economic activity remained below its historical trend for the sixth consecutive month. The three-month moving average ticked down to -0.21 in September from -0.18 in August, reinforcing signs of ongoing below-trend national growth. Employment-related indicators turned slightly positive, contributing +0.01 in September after a -0.11 result in August. Source: The Conference Board Source: Federal Reserve Bank of Chicago LEADING INDICATORS OF ECONOMIC ACTIVITY 8 37 0 200 400 600 800 1,000 1,200 1,400 1,600 1,800 2,000 2,200 2,400 In T h o u s a n d s o f U n i t s Annualized Housing Starts Multi Family Housing Starts Single Family Housing Starts The S&P Cotality Case-Shiller20-City Composite Home Price Index rose 1.3% yearover year in October, slightly downfrom a 1.4% gain in September and marking the slowest annual increase since mid‑2023.Short-term momentum also weakened, with 80 percent of the 20 tracked markets recording month-over-month price declines on a non-seasonally adjusted basis. Housing starts declined in October to an annualized rate of 1.25 million units, down from 1.29 million in September. Existing home sales inched higher in November to a 4.13 million-unit pace, indicating only modest improvement despite some relief in mortgage rates. The Freddie Mac 30‑year fixed mortgage rate fell throughout 2025 and averaged 6.18% at the end of December. Source: US Department of Commerce Source: S&P -20.0% -16.0% -12.0% -8.0% -4.0% 0.0% 4.0% 8.0% 12.0% 16.0% 20.0% 24.0% S&P/Case-Shiller 20 City Composite Home Price Index Recession YO Y ( % ) C h a n g e HOUSING 9 38 40 45 50 55 60 65 70 Institute of Supply Management (ISM) Surveys ISM Manufacturing ISM Services EXPANDING CONTRACTING The Institute for Supply Management’s (ISM) manufacturing index slipped to 47.9 in December, down from 48.2 in November, marking continued weakness across the sector. Manufacturing activity has now been in contraction for 36 of the past 38 months,as readings below 50 indicate contraction andthose above 50 signal expansion. The latest decline was driven primarily by pullbacks in the Production and Inventories components.In contrast, the ISM services index remained in expansion territory, rising to 54.4 in Decemberfrom 52.6 in November. Respondents attributed the improvement to seasonal strength, though many remained cautious about the potential impact of tariffs. Source: Institute for Supply Management SURVEY BASED MEASURES 10 39 Components of GDP 12/24 3/25 6/25 9/25 2.6% 0.4% 1.7% 2.4% -1.3% 3.8% -2.7% 0.0% -0.1% -4.7% 4.8% 1.6% 0.3% -0.4% -0.4% 0.2% 0.3% 0.2% 0.3% 0.2% 1.9% -0.6% 3.8% 4.3% State and Local (Consumption and Gross Investment) Personal Consumption Expenditures Gross Private Domestic Investment Net Exports and Imports Federal Government Expenditures Total -10.0% 0.0% 10.0% 20.0% 30.0% 40.0% Gross Domestic Product (GDP) GDP QOQ % Change GDP YOY % Change Source: US Department of Commerce Source: US Department of Commerce The U.S. inflation adjusted gross domestic product (GDP) report demonstrated continued strength in the third quarter, with the first estimate showing a 4.3% annualized quarter-over-quarterincrease,up from 3.8%in the second quarter. Consumer spending accelerated, while exports contributed 1.6 percentage points to growth—both key drivers of the quarter’s performance. The stronger-than-expected result represented the fastest pace of U.S. economic expansion in twoyears. The consensus projection calls for1.1% growth in the fourth quarter and 2.0% growth for the full year 2025. GROSS DOMESTIC PRODUCT (GDP) 11 40 Source: Federal Reserve Source: Bloomberg 0 1,000,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000 8,000,000 9,000,000 10,000,000 Federal Reserve Balance Sheet Assets Recession In $ m i l l i o n s The Federal Reserve lowered its benchmark interest rate by a quarterpoint to a target range of 3.50%to 3.75%at its Decembermeeting, citing concerns about emerging weakness in the labor market. A few policymakers dissented, arguing that tighter monetary policy may still be warranted to ensure progress on price stability. Beginning December 1,the Fed also haltedits balance sheet runoff, announcing that principal and interest payments from its holdings will be reinvested in Treasury securities to maintain ample reserves and support market stability. FEDERAL RESERVE 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% Effective Federal Funds Rate Recession Yi e l d ( % ) 12 41 Source: Bloomberg Source: Bloomberg 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% US Treasury Note Yields 2-Year 5-Year 10-Year Yi e l d ( % ) 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% US Treasury Yield Curve Dec-25 Sep-25 Dec-24 Yi e l d ( % ) At the end of December, the 2-yearyield was 77 basis points lower, and the 10-year yieldwas 40 basis points lower, year-over-year. The spread between the 2-year and 10-year Treasury yield points on the curve increased to +69 basis points at December month-end versus +52 basis points at November month-end. The prior 2-year/10-year yield curve inversion, which spanned from July 2022 to August 2024, was historically long. The average historical spread (since 2005)is about +95 basis points. The spread between the 3-month and10-year Treasury yield points on the curve was +54 basis points in December versus +21 basis points in November. BOND YIELDS 13 42 ACCOUNT PROFILE 14 43 OBJECTIVES Investment Objectives The investment objectives of the City of Dublin are first, to provide safety of principal; second, to provide adequate liquidity to meet all requirements which might be reasonably anticipated; third, to attain a market average rate of return on its investments throughout economic cycles; and fourth, to be diversified to avoid incurring unreasonable and avoidable risks regarding specific security types or individual financial institutions. Chandler Asset Management Performance Objective The performance objective of the City of Dublin is to earn a return that equals or exceeds the return on of the ICE BofA 1-5 Year Treasury and Agency Index. Strategy In order to achieve this objective, the portfolio invests in high quality fixed income instruments consistent with the City's investment policy and California Government Code. 15 44 STATEMENT OF COMPLIANCE City of Dublin | Account #10198 | As of December 31, 2025 Rules Name Limit Actual Compliance Status Notes AGENCY MORTGAGE SECURITIES Max % (MV)35.0 4.4 Compliant Max % Issuer (MV)35.0 4.4 Compliant Max Maturity (Years)10.0 3.7 Compliant ASSET-BACKED SECURITIES (ABS) Max % (MV; Non Agency ABS & MBS)20.0 11.5 Compliant Max % Issuer (MV)5.0 1.0 Compliant Max Maturity (Years)5 4 Compliant Min Rating (AA- by 1)0.0 0.0 Compliant BANKERS' ACCEPTANCES Max % (MV)40.0 0.0 Compliant Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Days)180 0.0 Compliant Min Rating (A-1 by 1)0.0 0.0 Compliant COMMERCIAL PAPER Max % (MV)25.0 0.0 Compliant Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Days)270 0.0 Compliant Min Rating (A-1 by 1 or A- by 1)0.0 0.0 Compliant CORPORATE MEDIUM TERM NOTES Max % (MV)30.0 25.2 Compliant Max % Issuer (MV)5.0 1.4 Compliant Max Maturity (Years)5 4 Compliant Min Rating (A- by 1)0.0 0.0 Compliant FEDERAL AGENCIES Max % (MV)100.0 2.3 Compliant Max % Issuer (MV)35.0 1.4 Compliant Max Callables (MV)25.0 0.0 Compliant Max Maturity (Years)10 2 Compliant 16 45 STATEMENT OF COMPLIANCE City of Dublin | Account #10198 | As of December 31, 2025 Rules Name Limit Actual Compliance Status Notes LOCAL AGENCY INVESTMENT FUND (LAIF) Max Concentration (MV)75.0 0.0 Compliant MONEY MARKET MUTUAL FUNDS Max % (MV; Money Market Fund & Mutual Fund)20.0 0.4 Compliant Max % Issuer (MV)20.0 0.4 Compliant Min Rating (AAA by 2)0.0 0.0 Compliant MORTGAGE-BACKED SECURITIES (NON-AGENCY) Max % (MV)20.0 0.0 Compliant Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Years)5.0 0.0 Compliant Min Rating (AA- by 1)0.0 0.0 Compliant MUNICIPAL SECURITIES (ALL STATES) Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Years)10.0 0.0 Compliant Min Rating (A- by 1)0.0 0.0 Compliant MUTUAL FUNDS Max % (MV; Money Market Fund & Mutual Fund)20.0 0.4 Compliant Max % Issuer (MV)10.0 0.0 Compliant Min Rating (AAA by 2)0.0 0.0 Compliant NEGOTIABLE CERTIFICATES OF DEPOSIT (NCD) Max % (MV)30.0 0.0 Compliant Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Years)5 0.0 Compliant Min Rating (A-1 by 1 or A- by 1 if > FDIC Limit)0.0 0.0 Compliant SRI PROHIBITED INVESTMENTS Prohibited Investment - Fossil Fuels 0.0 0.0 Compliant Prohibited Investments - Aerospace and Defense 0.0 0.0 Compliant Prohibited Investments - Firearms 0.0 0.0 Compliant Prohibited Investments - Tobacco 0.0 0.0 Compliant 17 46 STATEMENT OF COMPLIANCE City of Dublin | Account #10198 | As of December 31, 2025 Rules Name Limit Actual Compliance Status Notes SUPRANATIONAL OBLIGATIONS Max % (MV)30.0 8.1 Compliant Max % Issuer (MV)10.0 4.1 Compliant Max Maturity (Years)5 4 Compliant Min Rating (AA- by 1)0.0 0.0 Compliant TIME DEPOSITS Max % (MV)10.0 0.0 Compliant Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Years)1.0 0.0 Compliant U.S. TREASURIES Max % (MV)100.0 48.0 Compliant Max Maturity (Years)10 4 Compliant 18 47 PORTFOLIO CHARACTERISTICS City of Dublin | Account #10198 | As of December 31, 2025 Benchmark*12/31/2025 Portfolio 9/30/2025 Portfolio Average Maturity (yrs)2.64 3.04 3.05 Average Modified Duration 2.47 2.53 2.54 Average Purchase Yield 4.18%4.15% Average Market Yield 3.55%3.76%3.84% Average Quality**AA+AA+AA+ Total Market Value 319,664,885 316,057,509 *Benchmark: ICE BofA 1-5 Year Unsubordinated US Treasury & Agency Index **The credit quality is a weighted average calculation of the highest of S&P, Moody’s and Fitch. 19 48 SECTOR DISTRIBUTION City of Dublin | Account #10198 | As of December 31, 2025 Sector as a Percentage of Market Value Sector 12/31/2025 09/30/2025 US Treasury 48.04%48.12% Corporate 25.24%24.95% ABS 11.50%11.75% Supras 8.10%8.15% Agency CMBS 4.44%4.50% Agency 2.29%2.31% Money Mkt Fd 0.38%0.22% 20 49 ISSUERS City of Dublin | Account #10198 | As of December 31, 2025 Issuer Investment Type % Portfolio United States US Treasury 48.04% FHLMC Agency CMBS 4.44% International Bank for Recon and Dev Supras 4.13% Inter-American Development Bank Supras 3.45% Chase Issuance Trust ABS 1.59% Federal Home Loan Banks Agency 1.45% Bank of Montreal Corporate 1.42% Bank of America Corporation Corporate 1.40% Deere & Company Corporate 1.28% JPMorgan Chase & Co.Corporate 1.27% Toyota Motor Corporation Corporate 1.25% Morgan Stanley Corporate 1.14% John Deere Owner Trust ABS 1.13% BMW Vehicle Owner Trust ABS 1.11% Merck & Co., Inc.Corporate 1.11% The Goldman Sachs Group, Inc.Corporate 0.97% Abbvie Inc.Corporate 0.97% The Toronto-Dominion Bank Corporate 0.97% Honda Auto Receivables Owner Trust ABS 0.90% U.S. Bancorp Corporate 0.89% Amazon.com, Inc.Corporate 0.87% GM Financial Automobile Leasing Trus ABS 0.86% State of Tennessee Agency 0.84% Royal Bank of Canada Corporate 0.81% American Express Credit Master Trust ABS 0.81% UnitedHealth Group Incorporated Corporate 0.80% Guardian Life Global Funding Corporate 0.77% Citigroup Inc ABS 0.77% Toyota Lease Owner Trust ABS 0.72% Realty Income Corporation Corporate 0.72% 21 50 ISSUERS City of Dublin | Account #10198 | As of December 31, 2025 Issuer Investment Type % Portfolio Berkshire Hathaway Inc.Corporate 0.71% Walmart Inc.Corporate 0.66% Wells Fargo & Company Corporate 0.65% Caterpillar Inc.Corporate 0.65% Massachusetts Mutual Life Insurance Corporate 0.65% Hyundai Auto Receivables Trust ABS 0.63% The Home Depot, Inc.Corporate 0.61% Metropolitan Life Global Funding I Corporate 0.58% Cargill, Incorporated Corporate 0.55% WF Card Issuance Trust ABS 0.52% International Finance Corporation Supras 0.52% BMW Vehicle Lease Trust ABS 0.51% Cisco Systems, Inc.Corporate 0.51% Qualcomm Incorporated Corporate 0.48% Bank of America Credit Card Trust ABS 0.47% BNY Mellon Corp Corporate 0.47% American Honda Finance Corporation Corporate 0.44% GM Financial Securitized Term ABS 0.43% Target Corporation Corporate 0.42% American Express Company Corporate 0.41% First American Govt Oblig Fund Money Mkt Fd 0.38% Hyundai Auto Lease Securitization Tr ABS 0.38% Public Storage OP, LP Corporate 0.32% DOMINION ENERGY, INC.Corporate 0.31% Toyota Auto Receivables Owner Trust ABS 0.26% Mercedes-Benz Auto Lease Trust ABS 0.24% The Charles Schwab Corporation Corporate 0.18% Mercedes-Benz Auto Receivables Trust ABS 0.16% Cash Cash 0.00% TOTAL 100.00% 22 51 QUALITY DISTRIBUTION Rating 12/31/2025 09/30/2025 AAA 18.63%18.68% AA 58.10%58.69% A 18.65%18.34% BBB 1.95%1.49% NA 2.66%2.80% Rating 12/31/2025 09/30/2025 Aaa 14.76%14.97% Aa 59.33%59.98% A 20.41%19.61% NA 5.50%5.44% Rating 12/31/2025 09/30/2025 AAA 11.86%11.81% AA 60.56%61.18% A 10.77%10.49% NA 16.81%16.52% City of Dublin | Account #10198 | As of December 31, 2025 S&P Rating Moody’s Rating Fitch Rating 23 52 0-.25 .25-.5 .5-1 1-2 2-3 3-4 4-5 5-7 7+ Portfolio 1.1%3.4%6.6%19.9%34.7%23.3%11.0%0.0%0.0% ICE BofA 1-5 Year Unsubordinated US Treasury & Agency Index 0.0%0.0%2.5%35.4%28.7%21.2%12.3%0.0%0.0% DURATION DISTRIBUTION City of Dublin | Account #10198 | As of December 31, 2025 Portfolio Compared to the Benchmark 24 53 TOTAL RATE OF RETURN*3 Months 12 Months 2 Years 3 Years 5 Years 10 Years Since Inception City of Dublin 1.14%6.13%4.98%4.92%1.74%2.14%1.90% Benchmark 1.11%5.73%4.57%4.48%1.34%1.83%1.63% *Periods over 1 year are annualized. Total rate of return: A measure of a portfolio’s performance over time. It is the internal rate of return, which equates the beginning value of the portfolio with the ending market value; it includes interest earnings, realized and unrealized gains and losses in the portfolio. Benchmark: ICE BofA 1-5 Year Unsubordinated US Treasury & Agency Index INVESTMENT PERFORMANCE City of Dublin | Account #10198 | As of December 31, 2025 Total Rate of Return : Inception | 11/01/2013 25 54 PORTFOLIO CHARACTERISTICS City of Dublin Reporting Account | Account #10219 | As of December 31, 2025 12/31/2025 Portfolio 9/30/2025 Portfolio Average Maturity (yrs)0.00 0.00 Average Modified Duration 0.00 0.00 Average Purchase Yield 3.91%4.26% Average Market Yield 3.91%4.26% Average Quality**AAA AAA Total Market Value 206,488,164 175,490,959 *Benchmark: NO BENCHMARK REQUIRED **The credit quality is a weighted average calculation of the highest of S&P, Moody’s and Fitch. 26 55 SECTOR DISTRIBUTION City of Dublin Reporting Account | Account #10219 | As of December 31, 2025 Sector as a Percentage of Market Value Sector 12/31/2025 09/30/2025 LGIP 85.80%83.64% LAIF 14.20%16.36% 27 56 ISSUERS City of Dublin Reporting Account | Account #10219 | As of December 31, 2025 Issuer Investment Type % Portfolio California Asset Mgmt Program LGIP 85.68% LAIF LAIF 14.18% Cash Cash 0.14% TOTAL 100.00% 28 57 CONSOLIDATED INFORMATION 29 58 PORTFOLIO CHARACTERISTICS City of Dublin Cons | Account #10221 | As of December 31, 2025 12/31/2025 Portfolio 9/30/2025 Portfolio Average Maturity (yrs)1.84 1.96 Average Modified Duration 1.53 1.63 Average Purchase Yield 4.08%4.19% Average Market Yield 3.82%3.99% Average Quality**AA+AA+ Total Market Value 526,153,048 491,548,468 *Benchmark: NO BENCHMARK REQUIRED **The credit quality is a weighted average calculation of the highest of S&P, Moody’s and Fitch. 30 59 SECTOR DISTRIBUTION City of Dublin Cons | Account #10221 | As of December 31, 2025 Sector as a Percentage of Market Value Sector 12/31/2025 09/30/2025 LGIP 33.82%29.96% US Treasury 29.11%30.88% Corporate 15.29%16.01% ABS 6.97%7.54% LAIF 5.60%5.86% Supras 4.91%5.23% Agency CMBS 2.69%2.89% Agency 1.39%1.48% Money Mkt Fd 0.23%0.14% 31 60 PORTFOLIO HOLDINGS 32 61 HOLDINGS REPORT City of Dublin | Account #10198 | As of December 31, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration ABS 47800AAC4 JDOT 2022-B A3 3.74 02/16/2027 117,525.48 07/12/2022 3.77% 117,514.26 117,522.83 99.96 4.07% 117,482.00 195.35 0.04% (40.83) Aaa/NA AAA 1.13 0.12 448988AD7 HALST 2024-A A3 5.02 03/15/2027 461,947.23 01/17/2024 5.03% 461,859.69 461,913.77 100.21 4.01% 462,929.79 1,030.66 0.15% 1,016.02 NA/AAA AAA 1.20 0.20 36269FAD8 GMALT 2024-1 A3 5.09 03/22/2027 488,901.84 02/08/2024 5.09% 488,840.73 488,877.79 100.23 4.03% 490,006.27 760.38 0.15% 1,128.47 NA/AAA AAA 1.22 0.20 89238GAD3 TLOT 2024-A A3 5.25 04/20/2027 351,231.78 02/21/2024 5.25% 351,216.96 351,225.66 100.37 3.51% 352,515.18 563.43 0.11% 1,289.52 NA/AAA AAA 1.30 0.20 47800BAC2 JDOT 2022-C A3 5.09 06/15/2027 297,208.18 10/12/2022 5.15% 297,185.11 297,201.12 100.24 4.16% 297,931.88 672.35 0.09% 730.76 Aaa/NA AAA 1.45 0.24 36269WAD1 GMALT 2024-2 A3 5.39 07/20/2027 963,803.07 05/07/2024 5.85% 963,747.08 963,775.80 100.42 4.24% 967,813.46 1,587.33 0.31% 4,037.66 NA/AAA AAA 1.55 0.34 58768PAC8 MBART 2022-1 A3 5.21 08/16/2027 498,899.19 11/15/2022 5.28% 498,800.51 498,865.90 100.29 4.06% 500,369.44 1,155.23 0.16% 1,503.54 Aaa/AAA NA 1.62 0.24 891943AD4 TLOT 2024-B A3 4.21 09/20/2027 1,925,000.00 09/10/2024 4.21% 1,924,774.78 1,924,871.39 100.17 3.90% 1,928,322.55 2,476.30 0.61% 3,451.16 Aaa/NA AAA 1.72 0.49 58770JAD6 MBALT 2024-A A3 5.32 01/18/2028 765,000.00 05/17/2024 5.73% 764,910.50 764,949.92 100.97 4.03% 772,433.51 1,808.80 0.24% 7,483.58 Aaa/NA AAA 2.05 0.72 362583AD8 GMCAR 2023-2 A3 4.47 02/16/2028 248,176.40 04/04/2023 4.51% 248,169.58 248,173.41 100.17 4.06% 248,609.72 462.23 0.08% 436.31 Aaa/AAA NA 2.13 0.39 36271VAD9 GMALT 2025-1 A3 4.66 02/21/2028 1,260,000.00 02/05/2025 4.66% 1,259,851.32 1,259,894.82 100.82 3.88% 1,270,318.14 1,794.10 0.40% 10,423.32 NA/AAA AAA 2.14 0.98 05592XAD2 BMWOT 2023-A A3 5.47 02/25/2028 233,436.53 07/11/2023 5.47% 233,395.16 233,417.24 100.60 4.08% 234,844.62 212.82 0.07% 1,427.38 NA/AAA AAA 2.15 0.42 44935DAD1 HALST 2025-B A3 4.53 04/17/2028 730,000.00 04/24/2025 4.53% 729,934.08 729,949.05 100.90 3.88% 736,591.90 1,469.73 0.23% 6,642.85 NA/AAA AAA 2.30 1.30 89239FAD4 TAOT 2023-D A3 5.54 08/15/2028 809,663.77 11/07/2023 5.61% 809,576.50 809,615.66 101.10 4.10% 818,581.41 1,993.57 0.26% 8,965.75 NA/AAA AAA 2.62 0.73 161571HT4 CHAIT 2023-1 A 5.16 09/15/2028 3,090,000.00 09/07/2023 5.23% 3,089,143.45 3,089,536.80 100.94 3.83% 3,119,079.99 7,086.40 0.98% 29,543.19 NA/AAA AAA 2.71 0.68 05594HAD5 BMWLT 2025-2 A3 3.97 09/25/2028 1,620,000.00 10/08/2025 4.32% 1,619,995.46 1,619,995.79 100.27 3.82% 1,624,333.50 1,071.90 0.51% 4,337.71 NA/AAA AAA 2.74 1.47 33 62 HOLDINGS REPORT City of Dublin | Account #10198 | As of December 31, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 47800RAD5 JDOT 2024 A3 4.96 11/15/2028 550,000.00 03/11/2024 5.12% 549,969.20 549,981.02 100.88 3.98% 554,819.65 1,212.44 0.18% 4,838.63 Aaa/NA AAA 2.88 0.85 437930AC4 HAROT 2024-2 A3 5.27 11/20/2028 970,331.75 05/14/2024 5.27% 970,213.85 970,256.16 101.21 3.84% 982,067.91 1,846.60 0.31% 11,811.75 NA/AAA AAA 2.89 0.81 36268GAD7 GMCAR 2024-1 A3 4.85 12/18/2028 368,894.73 01/09/2024 4.91% 368,820.54 368,850.06 100.61 4.00% 371,145.73 745.47 0.12% 2,295.66 Aaa/NA AAA 2.97 0.68 161571HV9 CHAIT 241 A 4.6 01/16/2029 1,910,000.00 01/24/2024 4.61% 1,909,709.11 1,909,821.65 100.90 3.75% 1,927,111.69 3,904.89 0.61% 17,290.04 NA/AAA AAA 3.04 0.99 448973AD9 HART 2024-A A3 4.99 02/15/2029 1,166,972.89 03/11/2024 5.05% 1,166,715.58 1,166,809.15 100.86 3.96% 1,176,961.01 2,588.09 0.37% 10,151.86 NA/AAA AAA 3.13 0.79 096919AD7 BMWOT 2024-A A3 5.18 02/26/2029 1,286,225.26 06/04/2024 5.18% 1,286,029.88 1,286,094.47 100.91 3.98% 1,297,964.63 1,110.44 0.41% 11,870.16 Aaa/AAA NA 3.16 0.73 47786WAD2 JDOT 2024-B A3 5.2 03/15/2029 1,110,000.00 06/11/2024 5.81% 1,109,783.00 1,109,853.45 101.43 4.01% 1,125,820.83 2,565.33 0.36% 15,967.38 Aaa/NA AAA 3.20 1.14 44934QAD3 HART 2024-B A3 4.84 03/15/2029 825,000.00 07/16/2024 5.45% 824,875.51 824,914.14 101.12 3.83% 834,226.80 1,774.67 0.26% 9,312.66 NA/AAA AAA 3.20 1.05 43813YAC6 HAROT 2024-3 A3 4.57 03/21/2029 1,845,000.00 08/09/2024 4.66% 1,844,710.15 1,844,796.43 100.76 3.84% 1,859,022.00 2,342.13 0.59% 14,225.57 Aaa/NA AAA 3.22 0.97 05522RDJ4 BACCT 2024-1 A 4.93 05/15/2029 1,480,000.00 06/06/2024 4.93% 1,479,916.97 1,479,943.38 101.57 3.78% 1,503,185.68 3,242.84 0.47% 23,242.30 Aaa/AAA NA 3.37 1.30 47800DAD6 JDOT 2025 A3 4.23 09/17/2029 1,465,000.00 03/04/2025 5.09% 1,464,907.85 1,464,924.37 100.75 3.85% 1,475,928.90 2,754.20 0.47% 11,004.53 Aaa/NA AAA 3.71 1.77 096924AD7 BMWOT 2025-A A3 4.56 09/25/2029 1,980,000.00 02/04/2025 4.56% 1,979,804.97 1,979,842.33 101.01 3.82% 1,999,912.86 1,504.80 0.63% 20,070.53 Aaa/AAA NA 3.73 1.27 92970QAE5 WFCIT 2024-2 A 4.29 10/15/2029 1,645,000.00 10/17/2024 4.29% 1,644,755.55 1,644,813.94 100.97 3.76% 1,660,935.12 3,136.47 0.52% 16,121.18 Aaa/AAA NA 3.79 1.69 02582JKP4 AMXCA 2025-2 A 4.28 04/15/2030 2,530,000.00 05/06/2025 4.28% 2,529,954.21 2,529,960.14 101.14 3.79% 2,558,877.42 4,812.62 0.81% 28,917.28 NA/AAA AAA 4.29 2.14 362549AD9 GMCAR 2025-2 A3 4.28 04/16/2030 745,000.00 05/06/2025 4.71% 744,890.34 744,904.49 100.76 3.82% 750,646.36 1,328.58 0.24% 5,741.86 Aaa/AAA NA 4.29 1.52 17305EHA6 CCCIT 2025-A1 A1 4.3 06/21/2030 2,400,000.00 06/18/2025 4.31% 2,399,348.88 2,399,416.46 101.16 3.80% 2,427,868.80 2,866.67 0.77% 28,452.34 Aaa/AAA NA 4.47 2.32 Total ABS 36,138,218.10 4.84% 36,133,320.75 36,134,968.60 100.86 3.87% 36,448,658.73 62,076.82 11.50% 313,690.13 3.04 1.13 34 63 HOLDINGS REPORT City of Dublin | Account #10198 | As of December 31, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration AGENCY 3130ATS57 FEDERAL HOME LOAN BANKS 4.5 03/10/2028 3,000,000.00 03/21/2023 4.01% 3,065,010.00 3,028,618.73 102.09 3.50% 3,062,718.00 41,625.00 0.97% 34,099.27 Aa1/AA+ AA+ 2.19 2.05 880591EZ1 TENNESSEE VALLEY AUTHORITY 3.875 03/15/2028 2,645,000.00 -- 3.73% 2,661,791.35 2,652,569.07 100.71 3.54% 2,663,692.22 30,178.72 0.84% 11,123.15 Aa1/AA+ AA+ 2.21 2.07 3130AWMN7 FEDERAL HOME LOAN BANKS 4.375 06/09/2028 1,500,000.00 07/26/2023 4.27% 1,506,615.00 1,503,309.36 102.04 3.50% 1,530,529.50 4,010.42 0.48% 27,220.14 Aa1/AA+ AA+ 2.44 2.29 7,233,416.35 101.57 7,256,939.72 2.29%2.25 Total Agency 7,145,000.00 3.97%7,184,497.15 3.51%75,814.13 72,442.56 2.11 AGENCY CMBS 3137BSRE5 FHMS K-059 A2 3.12 09/25/2026 1,973,762.00 02/18/2022 1.92% 2,058,263.69 1,986,206.79 99.38 3.77% 1,961,564.15 5,131.78 0.62% (24,642.64) Aa1/AAA AAA 0.73 0.65 3137F4D41 FHMS K-074 A2 3.6 01/25/2028 998,964.46 07/25/2023 5.78% 953,425.73 978,418.55 99.52 3.75% 994,200.40 2,996.89 0.31% 15,781.84 Aa1/AA+ AAA 2.07 1.89 3137FG6X8 FHMS K-077 A2 3.85 05/25/2028 2,815,000.00 05/24/2023 4.65% 2,763,318.36 2,790,538.89 100.00 3.76% 2,815,059.12 9,031.46 0.89% 24,520.22 Aa1/AA+ AAA 2.40 2.17 3137FK4M5 FHMS K-085 A2 4.06 10/25/2028 1,100,000.00 10/30/2023 5.60% 1,038,253.91 1,065,463.47 100.49 3.80% 1,105,364.70 3,721.67 0.35% 39,901.23 Aaa/AA+ AA+ 2.82 2.58 3137FKUP9 FHMS K-087 A2 3.771 12/25/2028 2,429,140.95 07/01/2024 4.86% 2,323,909.81 2,359,531.53 99.74 3.81% 2,422,735.31 7,633.58 0.76% 63,203.78 Aa1/AAA AA+ 2.99 2.65 3137H5YC5 FHMS K-748 A2 2.26 01/25/2029 2,000,000.00 08/26/2024 4.08% 1,855,937.50 1,900,446.09 95.51 3.84% 1,910,230.00 3,766.67 0.60% 9,783.91 Aa1/AA+ AAA 3.07 2.83 3137H9D71 FHMS K-750 A2 3.0 09/25/2029 2,955,000.00 10/18/2024 4.25% 2,801,478.52 2,839,123.30 97.17 3.88% 2,871,246.44 7,387.50 0.91% 32,123.13 Aa1/AA+ AAA 3.73 3.11 13,794,587.51 98.69 14,080,400.10 4.44%2.64 Total Agency CMBS 14,271,867.41 4.30%13,919,728.63 3.81%39,669.54 160,671.48 2.34 CASH CCYUSD Receivable 2,383.18 --2,383.18 2,383.18 1.00 2,383.18 0.00 0.00% 0.00 Aaa/AAA AAA 0.00 0.00 35 64 HOLDINGS REPORT City of Dublin | Account #10198 | As of December 31, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration Total Cash 2,383.18 2,383.18 2,383.18 1.00 2,383.18 0.00 0.00% 0.00 0.00 0.00 CORPORATE 89236TJK2 TOYOTA MOTOR CREDIT CORP 1.125 06/18/2026 2,485,000.00 06/15/2021 1.13% 2,483,906.60 2,484,899.40 98.79 3.80% 2,454,829.62 1,009.53 0.77% (30,069.79) A1/A+ A+ 0.46 0.45 06368FAC3 BANK OF MONTREAL 1.25 09/15/2026 2,500,000.00 -- 1.29% 2,495,539.50 2,499,372.21 98.18 3.89% 2,454,567.50 9,201.39 0.77% (44,804.71) A2/A- AA- 0.71 0.69 931142ER0 WALMART INC 1.05 09/17/2026 585,000.00 09/08/2021 1.09% 583,894.35 584,843.17 98.21 3.63% 574,534.35 1,774.50 0.18% (10,308.82) Aa2/AA AA 0.71 0.69 59217GER6 METROPOLITAN LIFE GLOBAL FUNDING I 1.875 01/11/2027 1,860,000.00 01/03/2022 1.90% 1,857,879.60 1,859,564.54 97.99 3.89% 1,822,688.40 16,468.75 0.58% (36,876.14) Aa3/AA- AA- 1.03 0.99 87612EBM7 TARGET CORP 1.95 01/15/2027 1,340,000.00 01/19/2022 1.99% 1,337,722.00 1,339,524.84 98.20 3.73% 1,315,904.12 12,048.83 0.42% (23,620.72) A2/A A 1.04 1.00 808513BY0 CHARLES SCHWAB CORP 2.45 03/03/2027 585,000.00 03/01/2022 2.47% 584,368.20 584,852.60 98.42 3.84% 575,770.46 4,697.88 0.18% (9,082.15) A2/A- A 1.17 1.13 084664CZ2 BERKSHIRE HATHAWAY FINANCE CORP 2.3 03/15/2027 2,295,000.00 03/07/2022 2.30% 2,294,563.95 2,294,895.40 98.42 3.65% 2,258,849.16 15,542.25 0.71% (36,046.24) Aa2/AA A+ 1.20 1.16 40139LBF9 GUARDIAN LIFE GLOBAL FUNDING 3.246 03/29/2027 765,000.00 03/24/2022 3.25% 765,000.00 765,000.00 99.27 3.85% 759,423.92 6,345.93 0.24% (5,576.09) Aa1/AA+ NA 1.24 1.19 023135CF1 AMAZON.COM INC 3.3 04/13/2027 1,750,000.00 04/25/2022 3.34% 1,746,972.50 1,749,219.74 99.58 3.64% 1,742,573.00 12,512.50 0.55% (6,646.74) A1/AA AA- 1.28 1.23 46647PCB0 JPMORGAN CHASE & CO 1.578 04/22/2027 500,000.00 08/23/2022 4.95% 449,845.00 495,711.28 99.25 4.49% 496,250.00 1,512.25 0.16% 538.72 A1/A AA- 1.31 0.30 927804GH1 VIRGINIA ELECTRIC AND POWER CO 3.75 05/15/2027 1,000,000.00 -- 3.75% 999,773.40 999,915.16 99.81 3.89% 998,061.00 4,791.67 0.31% (1,854.16) A3/BBB+ A 1.37 1.32 931142EX7 WALMART INC 3.95 09/09/2027 1,500,000.00 -- 3.97% 1,498,302.30 1,499,427.28 100.57 3.60% 1,508,502.00 18,433.33 0.48% 9,074.72 Aa2/AA AA 1.69 1.52 89236TKJ3 TOYOTA MOTOR CREDIT CORP 4.55 09/20/2027 1,500,000.00 11/22/2022 4.88% 1,479,060.00 1,492,540.13 101.24 3.79% 1,518,573.00 19,147.92 0.48% 26,032.87 A1/A+ A+ 1.72 1.62 023135CP9 AMAZON.COM INC 4.55 12/01/2027 1,000,000.00 01/17/2023 4.21% 1,014,400.00 1,005,514.37 101.65 3.65% 1,016,519.00 3,791.67 0.32% 11,004.63 A1/AA AA- 1.92 1.74 36 65 HOLDINGS REPORT City of Dublin | Account #10198 | As of December 31, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 89115A2M3 TORONTO-DOMINION BANK 5.156 01/10/2028 3,000,000.00 -- 5.28% 2,984,380.00 2,993,093.19 102.26 3.98% 3,067,914.00 73,473.00 0.97% 74,820.81 A2/A- AA- 2.03 1.86 756109AU8 REALTY INCOME CORP 3.65 01/15/2028 960,000.00 04/10/2023 4.87% 910,540.80 938,839.77 99.35 3.99% 953,730.24 16,157.33 0.30% 14,890.47 A3/A- NA 2.04 1.91 24422EWR6 JOHN DEERE CAPITAL CORP 4.75 01/20/2028 2,000,000.00 01/23/2023 4.40% 2,030,780.00 2,012,660.20 101.92 3.77% 2,038,304.00 42,486.11 0.64% 25,643.80 A1/A A+ 2.05 1.90 06051GGF0 BANK OF AMERICA CORP 3.824 01/20/2028 3,000,000.00 -- 5.88% 2,824,349.55 2,951,888.13 99.76 4.76% 2,992,806.00 51,305.33 0.94% 40,917.87 A1/A- AA- 2.05 1.00 06368LGV2 BANK OF MONTREAL 5.203 02/01/2028 2,000,000.00 08/17/2023 5.56% 1,972,380.00 1,987,065.34 102.53 3.92% 2,050,652.00 43,358.33 0.65% 63,586.66 A2/A- AA- 2.09 1.85 91324PEP3 UNITEDHEALTH GROUP INC 5.25 02/15/2028 1,500,000.00 02/21/2023 4.90% 1,522,890.00 1,509,530.03 102.73 3.89% 1,540,986.00 29,750.00 0.49% 31,455.97 A2/A+ A 2.13 1.89 46647PAF3 JPMORGAN CHASE & CO 3.54 05/01/2028 2,000,000.00 08/16/2023 6.06% 1,854,340.00 1,947,747.71 99.44 4.53% 1,988,724.00 11,800.00 0.63% 40,976.29 A1/A AA- 2.33 1.28 58933YBH7 MERCK & CO INC 4.05 05/17/2028 3,500,000.00 -- 4.06% 3,497,960.40 3,499,031.58 100.72 3.73% 3,525,217.50 17,325.00 1.11% 26,185.92 Aa3/A+ NA 2.38 2.16 06406RBG1 BANK OF NEW YORK MELLON CORP 3.992 06/13/2028 1,500,000.00 10/26/2023 6.26% 1,395,930.00 1,458,434.98 100.04 4.33% 1,500,553.50 2,994.00 0.47% 42,118.52 Aa3/A AA- 2.45 1.39 02665WEM9 AMERICAN HONDA FINANCE CORP 5.125 07/07/2028 1,370,000.00 10/12/2023 5.60% 1,343,288.50 1,355,793.07 102.61 4.02% 1,405,733.71 33,936.04 0.44% 49,940.64 A3/A- A 2.52 2.29 78016HZS2 ROYAL BANK OF CANADA 5.2 08/01/2028 2,500,000.00 09/07/2023 5.54% 2,464,100.00 2,481,044.96 103.09 3.93% 2,577,337.50 54,166.67 0.81% 96,292.54 A1/A AA- 2.59 2.35 756109BS2 REALTY INCOME CORP 4.7 12/15/2028 1,300,000.00 -- 4.98% 1,285,086.00 1,290,573.00 101.93 4.00% 1,325,047.10 2,715.56 0.42% 34,474.10 A3/A- NA 2.96 2.66 91324PEU2 UNITEDHEALTH GROUP INC 4.25 01/15/2029 1,000,000.00 01/23/2024 4.61% 984,020.00 990,237.86 100.74 3.99% 1,007,377.00 19,597.22 0.32% 17,139.14 A2/A+ A 3.04 2.70 24422EXH7 JOHN DEERE CAPITAL CORP 4.5 01/16/2029 2,000,000.00 04/18/2024 5.16% 1,945,100.00 1,964,743.41 101.60 3.94% 2,031,944.00 41,250.00 0.64% 67,200.59 A1/A A+ 3.04 2.76 91159HJK7 US BANCORP 4.653 02/01/2029 1,250,000.00 04/11/2024 5.66% 1,207,450.00 1,226,654.25 101.25 4.31% 1,265,625.00 24,234.38 0.40% 38,970.75 A3/A A 3.09 1.93 17275RBR2 CISCO SYSTEMS INC 4.85 02/26/2029 1,565,000.00 02/21/2024 4.86% 1,564,452.25 1,564,654.62 102.64 3.95% 1,606,334.78 26,355.03 0.51% 41,680.16 A1/AA- NA 3.16 2.79 14913UAJ9 CATERPILLAR FINANCIAL SERVICES CORP 4.85 02/27/2029 2,000,000.00 08/26/2024 4.19% 2,053,700.00 2,037,638.97 102.75 3.91% 2,055,020.00 33,411.11 0.65% 17,381.03 A2/A A+ 3.16 2.86 37 66 HOLDINGS REPORT City of Dublin | Account #10198 | As of December 31, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 00287YDS5 ABBVIE INC 4.8 03/15/2029 1,500,000.00 07/22/2024 4.68% 1,507,245.00 1,504,955.96 102.45 3.97% 1,536,792.00 21,200.00 0.48% 31,836.04 A3/A- NA 3.20 2.84 61747YFD2 MORGAN STANLEY 5.164 04/20/2029 2,250,000.00 05/30/2024 5.44% 2,228,212.50 2,237,111.62 102.25 4.47% 2,300,647.50 22,915.25 0.73% 63,535.88 A1/A- A+ 3.30 2.13 437076DC3 HOME DEPOT INC 4.75 06/25/2029 1,875,000.00 07/18/2024 4.59% 1,887,993.75 1,884,097.83 102.52 3.97% 1,922,332.50 1,484.38 0.61% 38,234.67 A2/A A 3.48 3.12 95000U3E1 WELLS FARGO & CO 5.574 07/25/2029 2,000,000.00 -- 4.92% 2,042,675.00 2,030,421.82 103.59 4.45% 2,071,754.00 48,308.00 0.65% 41,332.18 A1/BBB+ A+ 3.56 2.32 025816DH9 AMERICAN EXPRESS CO 5.282 07/27/2029 1,250,000.00 03/27/2025 4.67% 1,273,275.00 1,267,939.15 102.99 4.30% 1,287,420.00 28,060.63 0.41% 19,480.85 A2/A- A 3.57 2.34 40139LBJ1 GUARDIAN LIFE GLOBAL FUNDING 4.179 09/26/2029 1,675,000.00 -- 4.21% 1,672,866.75 1,673,406.12 99.93 4.20% 1,673,891.15 18,471.76 0.53% 485.03 Aa1/AA+ NA 3.74 3.39 57629TBV8 MASSMUTUAL GLOBAL FUNDING II 4.95 01/10/2030 2,000,000.00 -- 4.94% 2,000,626.35 2,000,599.35 102.38 4.30% 2,047,500.00 47,025.00 0.65% 46,900.65 Aa3/AA+ AA+ 4.03 3.54 46647PEB8 JPMORGAN CHASE & CO 5.012 01/23/2030 1,500,000.00 03/19/2025 4.81% 1,510,215.00 1,508,128.38 102.47 4.35% 1,537,050.00 32,995.67 0.48% 28,921.62 A1/A AA- 4.06 2.76 00287YDZ9 ABBVIE INC 4.875 03/15/2030 1,500,000.00 06/25/2025 4.39% 1,529,820.00 1,526,494.94 103.03 4.08% 1,545,489.00 21,531.25 0.49% 18,994.06 A3/A- NA 4.20 3.66 61747YFQ3 MORGAN STANLEY 5.656 04/18/2030 1,250,000.00 06/04/2025 4.70% 1,291,937.50 1,285,704.75 104.18 4.43% 1,302,282.50 14,336.39 0.41% 16,577.75 A1/A- A+ 4.30 2.96 38141GA87 GOLDMAN SACHS GROUP INC 5.727 04/25/2030 1,500,000.00 08/08/2025 4.46% 1,564,140.00 1,557,360.98 104.47 4.42% 1,567,083.00 15,749.25 0.49% 9,722.02 A2/BBB+ A 4.31 2.98 747525BU6 QUALCOMM INC 4.5 05/20/2030 1,500,000.00 07/08/2025 4.41% 1,505,535.00 1,504,977.06 101.65 4.08% 1,524,768.00 7,687.50 0.48% 19,790.94 A2/A NA 4.38 3.86 74464AAC5 PUBLIC STORAGE OPERATING CO 4.375 07/01/2030 1,000,000.00 07/23/2025 4.50% 994,710.00 995,182.37 100.82 4.17% 1,008,161.00 21,996.53 0.32% 12,978.63 A2/A NA 4.50 3.98 06051GHV4 BANK OF AMERICA CORP 3.194 07/23/2030 1,500,000.00 09/17/2025 4.42% 1,449,030.00 1,452,055.35 96.59 4.42% 1,448,818.50 21,027.17 0.46% (3,236.85) A1/A- AA- 4.56 3.27 91159HJS0 US BANCORP 5.1 07/23/2030 1,500,000.00 12/15/2025 4.18% 1,545,645.00 1,545,089.62 102.97 4.35% 1,544,589.00 33,575.00 0.49% (500.62) A3/A A 4.56 3.17 141781CF9 CARGILL INC 4.125 10/23/2030 1,750,000.00 11/14/2025 4.28% 1,738,240.00 1,738,533.84 99.57 4.22% 1,742,417.25 13,635.42 0.55% 3,883.41 A2/A NA 4.81 4.29 38141GB60 GOLDMAN SACHS GROUP INC 4.692 10/23/2030 1,500,000.00 11/25/2025 4.24% 1,524,240.00 1,523,628.48 101.36 4.41% 1,520,466.00 13,294.00 0.48% (3,162.48) A2/BBB+ A 4.81 3.43 38 67 HOLDINGS REPORT City of Dublin | Account #10198 | As of December 31, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration Total Corporate 79,160,000.00 4.35% 78,698,381.75 79,100,598.80 101.11 4.06% 80,011,813.25 1,034,886.69 25.24% 911,214.45 2.69 2.18 MONEY MARKET FUND 31846V203 FIRST AMER:GVT OBLG Y 1,211,335.29 -- 3.38% 1,211,335.29 1,211,335.29 1.00 3.38% 1,211,335.29 0.00 0.38% 0.00 Aaa/AAAm AAA 0.00 0.00 Total Money Market Fund 1,211,335.29 3.38% 1,211,335.29 1,211,335.29 1.00 3.38% 1,211,335.29 0.00 0.38% 0.00 0.00 0.00 SUPRANATIONAL 4581X0DV7 INTER-AMERICAN DEVELOPMENT BANK 0.875 04/20/2026 4,615,000.00 04/13/2021 0.97% 4,593,863.30 4,613,738.28 99.14 3.77% 4,575,264.85 7,964.08 1.44% (38,473.43) Aaa/AAA NA 0.30 0.30 459058KT9 INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPM 3.5 07/12/2028 5,000,000.00 -- 4.35% 4,813,059.00 4,903,755.22 99.78 3.59% 4,989,175.00 82,152.78 1.57% 85,419.78 Aaa/AAA NA 2.53 2.36 45950KDD9 INTERNATIONAL FINANCE CORP 4.5 07/13/2028 1,605,000.00 07/06/2023 4.53% 1,603,218.45 1,604,098.99 102.19 3.59% 1,640,146.29 33,705.00 0.52% 36,047.30 Aaa/AAA NA 2.53 2.33 4581X0DC9 INTER-AMERICAN DEVELOPMENT BANK 3.125 09/18/2028 3,360,000.00 -- 4.33% 3,187,150.40 3,262,072.47 98.79 3.59% 3,319,461.60 30,041.67 1.05% 57,389.13 Aaa/AAA NA 2.72 2.55 4581X0EN4 INTER-AMERICAN DEVELOPMENT BANK 4.125 02/15/2029 3,000,000.00 02/15/2024 4.34% 2,970,690.00 2,981,645.05 101.46 3.63% 3,043,758.00 46,750.00 0.96% 62,112.95 Aaa/AAA NA 3.13 2.86 459058LN1 INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPM 3.875 10/16/2029 3,000,000.00 10/22/2024 4.08% 2,972,640.00 2,979,182.94 100.70 3.68% 3,020,994.00 24,210.00 0.95% 41,811.06 Aaa/AAA NA 3.79 3.47 459058LR2 INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPM 4.125 03/20/2030 5,000,000.00 03/25/2025 4.23% 4,977,250.00 4,980,762.50 101.49 3.74% 5,074,405.00 57,864.58 1.60% 93,642.50 Aaa/AAA NA 4.22 3.80 Total Supranational 25,580,000.00 3.70% 25,117,871.15 25,325,255.44 100.34 3.67% 25,663,204.74 282,688.11 8.10% 337,949.30 2.71 2.49 US TREASURY 39 68 HOLDINGS REPORT City of Dublin | Account #10198 | As of December 31, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 91282CEN7 UNITED STATES TREASURY 2.75 04/30/2027 2,300,000.00 -- 3.55% 2,221,595.43 2,277,653.51 99.03 3.50% 2,277,719.90 10,832.87 0.72% 66.39 Aa1/AA+ AA+ 1.33 1.28 91282CEW7 UNITED STATES TREASURY 3.25 06/30/2027 2,000,000.00 -- 3.22% 2,003,105.35 2,000,930.72 99.66 3.49% 1,993,126.00 179.56 0.63% (7,804.72) Aa1/AA+ AA+ 1.50 1.45 91282CFM8 UNITED STATES TREASURY 4.125 09/30/2027 7,000,000.00 -- 3.95% 7,052,006.36 7,018,904.37 101.07 3.48% 7,074,921.00 73,774.04 2.23% 56,016.63 Aa1/AA+ AA+ 1.75 1.65 91282CGC9 UNITED STATES TREASURY 3.875 12/31/2027 10,000,000.00 -- 3.70% 10,078,828.13 10,031,926.67 100.75 3.48% 10,074,610.00 1,070.44 3.18% 42,683.33 Aa1/AA+ AA+ 2.00 1.91 91282CGT2 UNITED STATES TREASURY 3.625 03/31/2028 7,000,000.00 -- 3.58% 7,014,042.96 7,006,439.80 100.27 3.50% 7,018,592.00 64,831.73 2.21% 12,152.20 Aa1/AA+ AA+ 2.25 2.12 91282CHE4 UNITED STATES TREASURY 3.625 05/31/2028 4,500,000.00 -- 4.07% 4,412,773.44 4,457,022.39 100.26 3.51% 4,511,776.50 14,340.66 1.42% 54,754.11 Aa1/AA+ AA+ 2.42 2.28 91282CHQ7 UNITED STATES TREASURY 4.125 07/31/2028 9,000,000.00 -- 4.51% 8,848,203.13 8,919,498.29 101.49 3.51% 9,134,298.00 155,360.05 2.88% 214,799.71 Aa1/AA+ AA+ 2.58 2.39 91282CJA0 UNITED STATES TREASURY 4.625 09/30/2028 3,750,000.00 -- 4.92% 3,702,089.84 3,723,377.60 102.83 3.53% 3,856,053.75 44,312.33 1.22% 132,676.15 Aa1/AA+ AA+ 2.75 2.54 91282CJN2 UNITED STATES TREASURY 4.375 11/30/2028 5,500,000.00 -- 4.03% 5,584,941.41 5,550,154.67 102.27 3.55% 5,624,822.50 21,153.85 1.77% 74,667.83 Aa1/AA+ AA+ 2.92 2.71 91282CJR3 UNITED STATES TREASURY 3.75 12/31/2028 5,500,000.00 -- 4.00% 5,438,359.38 5,462,578.12 100.57 3.55% 5,531,152.00 569.75 1.75% 68,573.88 Aa1/AA+ AA+ 3.00 2.81 91282CKD2 UNITED STATES TREASURY 4.25 02/28/2029 13,000,000.00 -- 4.44% 12,891,953.13 12,929,749.13 102.02 3.57% 13,263,042.00 187,727.90 4.18% 333,292.87 Aa1/AA+ AA+ 3.16 2.90 91282CKP5 UNITED STATES TREASURY 4.625 04/30/2029 12,250,000.00 -- 4.42% 12,359,384.76 12,324,954.71 103.23 3.58% 12,645,736.25 97,035.57 3.99% 320,781.54 Aa1/AA+ AA+ 3.33 3.05 91282CKX8 UNITED STATES TREASURY 4.25 06/30/2029 6,500,000.00 -- 3.96% 6,581,855.47 6,558,624.88 102.11 3.60% 6,637,364.50 763.12 2.09% 78,739.62 Aa1/AA+ AA+ 3.50 3.23 91282CLK5 UNITED STATES TREASURY 3.625 08/31/2029 2,500,000.00 09/26/2024 3.55% 2,508,203.13 2,506,101.05 99.98 3.63% 2,499,610.00 30,792.47 0.79% (6,491.05) Aa1/AA+ AA+ 3.67 3.36 91282CLN9 UNITED STATES TREASURY 3.5 09/30/2029 3,000,000.00 -- 3.97% 2,937,480.47 2,952,585.86 99.54 3.63% 2,986,056.00 26,826.92 0.94% 33,470.14 Aa1/AA+ AA+ 3.75 3.45 91282CFY2 UNITED STATES TREASURY 3.875 11/30/2029 10,000,000.00 -- 4.32% 9,801,914.06 9,843,180.91 100.84 3.64% 10,083,590.00 34,065.93 3.18% 240,409.09 Aa1/AA+ AA+ 3.91 3.59 91282CMG3 UNITED STATES TREASURY 4.25 01/31/2030 6,250,000.00 -- 4.15% 6,277,187.51 6,273,072.38 102.22 3.66% 6,388,918.75 111,158.29 2.02% 115,846.37 Aa1/AA+ AA+ 4.08 3.66 40 69 HOLDINGS REPORT City of Dublin | Account #10198 | As of December 31, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 91282CMZ1 UNITED STATES TREASURY 3.875 04/30/2030 7,500,000.00 -- 3.85% 7,509,785.16 7,508,540.69 100.78 3.68% 7,558,597.50 49,775.55 2.38% 50,056.81 Aa1/AA+ AA+ 4.33 3.93 91282CHR5 UNITED STATES TREASURY 4.0 07/31/2030 8,750,000.00 -- 3.79% 8,829,609.37 8,824,546.06 101.27 3.70% 8,861,081.25 146,467.39 2.80% 36,535.19 Aa1/AA+ AA+ 4.58 4.09 91282CPA3 UNITED STATES TREASURY 3.625 09/30/2030 6,400,000.00 09/26/2025 3.77% 6,359,500.00 6,361,562.71 99.61 3.71% 6,375,251.20 59,274.73 2.01% 13,688.49 Aa1/AA+ AA+ 4.75 4.28 91282CPD7 UNITED STATES TREASURY 3.625 10/31/2030 10,500,000.00 -- 3.71% 10,458,984.38 10,459,738.90 99.58 3.72% 10,455,700.50 65,189.92 3.30% (4,038.40) Aa1/AA+ AA+ 4.83 4.36 91282CPN5 UNITED STATES TREASURY 3.5 11/30/2030 7,500,000.00 -- 3.70% 7,433,652.35 7,434,161.88 98.99 3.73% 7,424,415.00 23,076.92 2.34% (9,746.88) Aa1/AA+ AA+ 4.91 4.45 Total US Treasury 150,700,000.00 4.03% 150,305,455.22 150,425,305.30 101.06 3.60% 152,276,434.60 1,218,580.00 48.04% 1,851,129.30 3.39 3.10 Total Portfolio 314,208,803.98 4.18% 312,496,751.20 313,304,072.40 100.51 3.76% 316,951,169.61 2,713,715.28 100.00% 3,647,097.21 3.04 2.53 Total Market Value + Accrued 319,664,884.89 41 70 HOLDINGS REPORT City of Dublin Reporting Account | Account #10219 | As of December 31, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration CASH CCYUSD Receivable 298,338.70 --298,338.70 298,338.70 1.00 298,338.70 0.00 0.14% 0.00 Aaa/AAA AAA 0.00 0.00 Total Cash 298,338.70 298,338.70 298,338.70 1.00 298,338.70 0.00 0.14% 0.00 0.00 0.00 LAIF 90LAIF$00 Local Agency Investment Fund State Pool 29,278,997.88 -- 3.98% 29,278,997.88 29,278,997.88 1.00 3.98% 29,278,997.88 0.00 14.18% 0.00 NA/NA NA 0.00 0.00 Total LAIF 29,278,997.88 3.98% 29,278,997.88 29,278,997.88 1.00 3.98% 29,278,997.88 0.00 14.18% 0.00 0.00 0.00 LOCAL GOV INVESTMENT POOL 90CAMP$00 CAMP 176,910,826.93 -- 3.90% 176,910,826.93 176,910,826.93 1.00 3.90% 176,910,826.93 0.00 85.68% 0.00 NA/AAAm NA 0.00 0.00 Total Local Gov Investment Pool 176,910,826.93 3.90% 176,910,826.93 176,910,826.93 1.00 3.90% 176,910,826.93 0.00 85.68% 0.00 0.00 0.00 Total Portfolio 206,488,163.51 3.91% 206,488,163.51 206,488,163.51 1.00 3.91% 206,488,163.51 0.00 100.00% 0.00 0.00 0.00 Total Market Value + Accrued 206,488,163.51 42 71 TRANSACTIONS 43 72 TRANSACTION LEDGER City of Dublin | Account #10198|10/01/2025 Through 12/31/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss ACQUISITIONS Purchase 10/15/2025 05594HAD5 1,620,000.00 BMWLT 2025-2 A3 3.97 09/25/2028 100.000 4.32%(1,619,995.46)0.00 (1,619,995.46)0.00 Purchase 10/31/2025 91282CPD7 3,000,000.00 UNITED STATES TREASURY 3.625 10/31/2030 99.570 3.72%(2,987,109.38)0.00 (2,987,109.38)0.00 Purchase 11/17/2025 141781CF9 1,750,000.00 CARGILL INC 4.125 10/23/2030 99.328 4.28%(1,738,240.00)(4,812.50)(1,743,052.50)0.00 Purchase 11/26/2025 38141GB60 1,500,000.00 GOLDMAN SACHS GROUP INC 4.692 10/23/2030 101.616 4.24%(1,524,240.00)(6,451.50)(1,530,691.50)0.00 Purchase 11/28/2025 91282CPD7 2,500,000.00 UNITED STATES TREASURY 3.625 10/31/2030 100.180 3.58%(2,504,492.19)(7,009.67)(2,511,501.86)0.00 Purchase 12/10/2025 91282CPD7 5,000,000.00 UNITED STATES TREASURY 3.625 10/31/2030 99.348 3.77%(4,967,382.81)(20,027.62)(4,987,410.43)0.00 Purchase 12/16/2025 91159HJS0 1,500,000.00 US BANCORP 5.1 07/23/2030 103.043 4.18%(1,545,645.00)(30,387.50)(1,576,032.50)0.00 Purchase 12/18/2025 91282CPN5 6,500,000.00 UNITED STATES TREASURY 3.5 11/30/2030 99.098 3.70%(6,441,347.66)(11,250.00)(6,452,597.66)0.00 Purchase 12/19/2025 91282CPN5 1,000,000.00 UNITED STATES TREASURY 3.5 11/30/2030 99.230 3.67%(992,304.69)(1,826.92)(994,131.61)0.00 Total Purchase 24,370,000.00 (24,320,757.19)(81,765.71)(24,402,522.90)0.00 TOTAL ACQUISITIONS 24,370,000.00 (24,320,757.19)(81,765.71)(24,402,522.90)0.00 DISPOSITIONS Sale 10/09/2025 912828Z78 (1,000,000.00) UNITED STATES TREASURY 1.5 01/31/2027 97.270 2.15%972,695.31 2,853.26 975,548.57 (19,229.90) Sale 10/31/2025 91282CEN7 (750,000.00) UNITED STATES TREASURY 2.75 04/30/2027 98.707 3.55%740,302.73 0.00 740,302.73 (1,476.93) 44 73 TRANSACTION LEDGER City of Dublin | Account #10198|10/01/2025 Through 12/31/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss Sale 10/31/2025 912828Z78 (1,250,000.00) UNITED STATES TREASURY 1.5 01/31/2027 97.344 2.15%1,216,796.88 4,687.50 1,221,484.38 (23,573.21) Sale 11/17/2025 91324PEC2 (2,000,000.00)UNITEDHEALTH GROUP INC 1.15 05/15/2026 98.606 1.90%1,972,120.00 127.78 1,972,247.78 (20,766.20) Sale 11/28/2025 91282CEN7 (2,500,000.00) UNITED STATES TREASURY 2.75 04/30/2027 98.891 3.55%2,472,265.63 5,317.68 2,477,583.31 (1,738.41) Sale 12/10/2025 91282CEW7 (5,000,000.00) UNITED STATES TREASURY 3.25 06/30/2027 99.453 3.22%4,972,656.25 71,976.90 5,044,633.15 (29,764.48) Sale 12/16/2025 58989V2D5 (1,285,000.00) MET TOWER GLOBAL FUNDING 1.25 09/14/2026 98.072 1.27%1,260,225.20 4,104.86 1,264,330.06 (24,598.70) Sale 12/18/2025 91282CEN7 (1,450,000.00) UNITED STATES TREASURY 2.75 04/30/2027 99.000 3.55%1,435,500.00 5,287.29 1,440,787.29 (4.49) Sale 12/18/2025 91282CFM8 (3,000,000.00) UNITED STATES TREASURY 4.125 09/30/2027 101.086 3.95%3,032,578.13 26,857.83 3,059,435.96 24,298.19 Sale 12/18/2025 91282CEW7 (2,000,000.00) UNITED STATES TREASURY 3.25 06/30/2027 99.645 3.22%1,992,890.63 30,203.80 2,023,094.43 (8,064.00) Total Sale (20,235,000.00)20,068,030.76 151,416.90 20,219,447.66 (104,918.12) TOTAL DISPOSITIONS (20,235,000.00)20,068,030.76 151,416.90 20,219,447.66 (104,918.12) 45 74 TRANSACTION LEDGER City of Dublin Reporting Account | Account #10219|10/01/2025 Through 12/31/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss ACQUISITIONS Purchase 10/15/2025 90LAIF$00 313,072.14 Local Agency Investment Fund State Pool 1.000 4.15%(313,072.14)0.00 (313,072.14)0.00 Purchase 10/28/2025 90CAMP$00 4,600,000.00 CAMP 1.000 (4,600,000.00)0.00 (4,600,000.00)0.00 Purchase 10/31/2025 90CAMP$00 519,004.64 CAMP 1.000 (519,004.64)0.00 (519,004.64)0.00 Purchase 11/17/2025 90CAMP$00 2,000,000.00 CAMP 1.000 (2,000,000.00)0.00 (2,000,000.00)0.00 Purchase 11/28/2025 90CAMP$00 484,814.45 CAMP 1.000 (484,814.45)0.00 (484,814.45)0.00 Purchase 12/15/2025 90CAMP$00 42,500,000.00 CAMP 1.000 (42,500,000.00)0.00 (42,500,000.00)0.00 Purchase 12/31/2025 90LAIF$00 306,346.22 Local Agency Investment Fund State Pool 1.000 3.98%(306,346.22)0.00 (306,346.22)0.00 Purchase 12/31/2025 90CAMP$00 541,597.29 CAMP 1.000 (541,597.29)0.00 (541,597.29)0.00 Total Purchase 51,264,834.74 (51,264,834.74)0.00 (51,264,834.74)0.00 TOTAL ACQUISITIONS 51,264,834.74 (51,264,834.74)0.00 (51,264,834.74)0.00 DISPOSITIONS Sale 10/07/2025 90CAMP$00 (2,000,000.00)CAMP 1.000 2,000,000.00 0.00 2,000,000.00 0.00 Sale 10/16/2025 90CAMP$00 (3,100,000.00)CAMP 1.000 3,100,000.00 0.00 3,100,000.00 0.00 Sale 10/20/2025 90CAMP$00 (1,200,000.00)CAMP 1.000 1,200,000.00 0.00 1,200,000.00 0.00 Sale 11/04/2025 90CAMP$00 (2,100,000.00)CAMP 1.000 2,100,000.00 0.00 2,100,000.00 0.00 Sale 11/24/2025 90CAMP$00 (1,800,000.00)CAMP 1.000 1,800,000.00 0.00 1,800,000.00 0.00 Sale 12/01/2025 90CAMP$00 (1,460,000.00)CAMP 1.000 1,460,000.00 0.00 1,460,000.00 0.00 Sale 12/18/2025 90CAMP$00 (8,600,000.00)CAMP 1.000 8,600,000.00 0.00 8,600,000.00 0.00 Total Sale (20,260,000.00)20,260,000.00 0.00 20,260,000.00 0.00 TOTAL DISPOSITIONS (20,260,000.00)20,260,000.00 0.00 20,260,000.00 0.00 46 75 IMPORTANT DISCLOSURES 2025 Chandler Asset Management, Inc, An Independent Registered Investment Adviser. Information contained herein is confidential. Prices are provided by ICE Data Services Inc (“IDS”), an independent pricing source. In the event IDS does not provide a price or if the price provided is not reflective of fair market value, Chandler will obtain pricing from an alternative approved third party pricing source in accordance with our written valuation policy and procedures. Our valuation procedures are also disclosed in Item 5 of our Form ADV Part 2A. Performance results are presented gross-of-advisory fees and represent the client’s Total Return. The deduction of advisory fees lowers performance results. These results include the reinvestment of dividends and other earnings. Past performance may not be indicative of future results. Therefore, clients should not assume that future performance of any specific investment or investment strategy will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Economic factors, market conditions or changes in investment strategies, contributions or withdrawals may materially alter the performance and results of your portfolio. Index returns assume reinvestment of all distributions. Historical performance results for investment indexes generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results. It is not possible to invest directly in an index. Source ICE Data Indices, LLC (“ICE”), used with permission. ICE permits use of the ICE indices and related data on an “as is” basis; ICE, its affiliates and their respective third party suppliers disclaim any and all warranties and representations, express and/or implied, including any warranties of merchantability or fitness for a particular purpose or use, including the indices, index data and any data included in, related to, or derived therefrom. Neither ICE data, its affiliates or their respective third party providers guarantee the quality, adequacy, accuracy, timeliness or completeness of the indices or the index data or any component thereof, and the indices and index data and all components thereof are provided on an “as is” basis and licensee’s use it at licensee’s own risk. ICE data, its affiliates and their respective third party do not sponsor, endorse, or recommend chandler asset management, or any of its products or services. This report is provided for informational purposes only and should not be construed as a specific investment or legal advice. The information contained herein was obtained from sources believed to be reliable as of the date of publication, but may become outdated or superseded at any time without notice. Any opinions or views expressed are based on current market conditions and are subject to change. This report may contain forecasts and forward-looking statements which are inherently limited and should not be relied upon as indicator of future results. Past performance is not indicative of future results. This report is not intended to constitute an offer, solicitation, recommendation or advice regarding any securities or investment strategy and should not be regarded by recipients as a substitute for the exercise of their own judgment. Fixed income investments are subject to interest, credit and market risk. Interest rate risk: the value of fixed income investments will decline as interest rates rise. Credit risk: the possibility that the borrower may not be able to repay interest and principal. Low rated bonds generally have to pay higher interest rates to attract investors willing to take on greater risk. Market risk: the bond market in general could decline due to economic conditions, especially during periods of rising interest rates. Ratings information have been provided by Moody’s, S&P and Fitch through data feeds we believe to be reliable as of the date of this statement, however we cannot guarantee its accuracy. Security level ratings for U.S. Agency issued mortgage-backed securities (“MBS”) reflect the issuer rating because the securities themselves are not rated. The issuing U.S. Agency guarantees the full and timely payment of both principal and interest. 47 76 BENCHMARK DISCLOSURES Benchmark Disclosure ICE BofA 1-5 Yr Unsubordinated US Treasury & Agency Index The ICE BofA 1-5 Year Unsubordinated US Treasury & Agency Index tracks the performance of US dollar denominated US Treasury and nonsubordinated US agency debt issued in the US domestic market. Qualifying securities must have an investment grade rating (based on an average of Moody’s, S&P and Fitch). Qualifying securities must have at least one year remaining term to final maturity and less than five years remaining term to final maturity, at least 18 months to maturity at time of issuance, a fixed coupon schedule, and a minimum amount outstanding of $1 billion for sovereigns and $250 million for agencies. 48 77 TRANSACTION LEDGER City of Dublin | Account #10198|10/01/2025 Through 12/31/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss ACQUISITIONS Purchase 10/15/2025 05594HAD5 1,620,000.00 BMWLT 2025-2 A3 3.97 09/25/2028 100.000 4.32%(1,619,995.46)0.00 (1,619,995.46)0.00 Purchase 10/31/2025 91282CPD7 3,000,000.00 UNITED STATES TREASURY 3.625 10/31/2030 99.570 3.72%(2,987,109.38)0.00 (2,987,109.38)0.00 Purchase 11/17/2025 141781CF9 1,750,000.00 CARGILL INC 4.125 10/23/2030 99.328 4.28%(1,738,240.00)(4,812.50)(1,743,052.50)0.00 Purchase 11/26/2025 38141GB60 1,500,000.00 GOLDMAN SACHS GROUP INC 4.692 10/23/2030 101.616 4.24%(1,524,240.00)(6,451.50)(1,530,691.50)0.00 Purchase 11/28/2025 91282CPD7 2,500,000.00 UNITED STATES TREASURY 3.625 10/31/2030 100.180 3.58%(2,504,492.19)(7,009.67)(2,511,501.86)0.00 Purchase 12/10/2025 91282CPD7 5,000,000.00 UNITED STATES TREASURY 3.625 10/31/2030 99.348 3.77%(4,967,382.81)(20,027.62)(4,987,410.43)0.00 Purchase 12/16/2025 91159HJS0 1,500,000.00 US BANCORP 5.1 07/23/2030 103.043 4.18%(1,545,645.00)(30,387.50)(1,576,032.50)0.00 Purchase 12/18/2025 91282CPN5 6,500,000.00 UNITED STATES TREASURY 3.5 11/30/2030 99.098 3.70%(6,441,347.66)(11,250.00)(6,452,597.66)0.00 Purchase 12/19/2025 91282CPN5 1,000,000.00 UNITED STATES TREASURY 3.5 11/30/2030 99.230 3.67%(992,304.69)(1,826.92)(994,131.61)0.00 Total Purchase 24,370,000.00 (24,320,757.19)(81,765.71)(24,402,522.90)0.00 TOTAL ACQUISITIONS 24,370,000.00 (24,320,757.19)(81,765.71)(24,402,522.90)0.00 DISPOSITIONS Sale 10/09/2025 912828Z78 (1,000,000.00) UNITED STATES TREASURY 1.5 01/31/2027 97.270 2.15%972,695.31 2,853.26 975,548.57 (19,229.90) Sale 10/31/2025 91282CEN7 (750,000.00) UNITED STATES TREASURY 2.75 04/30/2027 98.707 3.55%740,302.73 0.00 740,302.73 (1,476.93) 44 Attachment 2 78 TRANSACTION LEDGER City of Dublin | Account #10198|10/01/2025 Through 12/31/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss Sale 10/31/2025 912828Z78 (1,250,000.00) UNITED STATES TREASURY 1.5 01/31/2027 97.344 2.15%1,216,796.88 4,687.50 1,221,484.38 (23,573.21) Sale 11/17/2025 91324PEC2 (2,000,000.00)UNITEDHEALTH GROUP INC 1.15 05/15/2026 98.606 1.90%1,972,120.00 127.78 1,972,247.78 (20,766.20) Sale 11/28/2025 91282CEN7 (2,500,000.00) UNITED STATES TREASURY 2.75 04/30/2027 98.891 3.55%2,472,265.63 5,317.68 2,477,583.31 (1,738.41) Sale 12/10/2025 91282CEW7 (5,000,000.00) UNITED STATES TREASURY 3.25 06/30/2027 99.453 3.22%4,972,656.25 71,976.90 5,044,633.15 (29,764.48) Sale 12/16/2025 58989V2D5 (1,285,000.00) MET TOWER GLOBAL FUNDING 1.25 09/14/2026 98.072 1.27%1,260,225.20 4,104.86 1,264,330.06 (24,598.70) Sale 12/18/2025 91282CEN7 (1,450,000.00) UNITED STATES TREASURY 2.75 04/30/2027 99.000 3.55%1,435,500.00 5,287.29 1,440,787.29 (4.49) Sale 12/18/2025 91282CFM8 (3,000,000.00) UNITED STATES TREASURY 4.125 09/30/2027 101.086 3.95%3,032,578.13 26,857.83 3,059,435.96 24,298.19 Sale 12/18/2025 91282CEW7 (2,000,000.00) UNITED STATES TREASURY 3.25 06/30/2027 99.645 3.22%1,992,890.63 30,203.80 2,023,094.43 (8,064.00) Total Sale (20,235,000.00)20,068,030.76 151,416.90 20,219,447.66 (104,918.12) TOTAL DISPOSITIONS (20,235,000.00)20,068,030.76 151,416.90 20,219,447.66 (104,918.12) 45 79 TRANSACTION LEDGER City of Dublin Reporting Account | Account #10219|10/01/2025 Through 12/31/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss ACQUISITIONS Purchase 10/15/2025 90LAIF$00 313,072.14 Local Agency Investment Fund State Pool 1.000 4.15%(313,072.14)0.00 (313,072.14)0.00 Purchase 10/28/2025 90CAMP$00 4,600,000.00 CAMP 1.000 (4,600,000.00)0.00 (4,600,000.00)0.00 Purchase 10/31/2025 90CAMP$00 519,004.64 CAMP 1.000 (519,004.64)0.00 (519,004.64)0.00 Purchase 11/17/2025 90CAMP$00 2,000,000.00 CAMP 1.000 (2,000,000.00)0.00 (2,000,000.00)0.00 Purchase 11/28/2025 90CAMP$00 484,814.45 CAMP 1.000 (484,814.45)0.00 (484,814.45)0.00 Purchase 12/15/2025 90CAMP$00 42,500,000.00 CAMP 1.000 (42,500,000.00)0.00 (42,500,000.00)0.00 Purchase 12/31/2025 90LAIF$00 306,346.22 Local Agency Investment Fund State Pool 1.000 3.98%(306,346.22)0.00 (306,346.22)0.00 Purchase 12/31/2025 90CAMP$00 541,597.29 CAMP 1.000 (541,597.29)0.00 (541,597.29)0.00 Total Purchase 51,264,834.74 (51,264,834.74)0.00 (51,264,834.74)0.00 TOTAL ACQUISITIONS 51,264,834.74 (51,264,834.74)0.00 (51,264,834.74)0.00 DISPOSITIONS Sale 10/07/2025 90CAMP$00 (2,000,000.00)CAMP 1.000 2,000,000.00 0.00 2,000,000.00 0.00 Sale 10/16/2025 90CAMP$00 (3,100,000.00)CAMP 1.000 3,100,000.00 0.00 3,100,000.00 0.00 Sale 10/20/2025 90CAMP$00 (1,200,000.00)CAMP 1.000 1,200,000.00 0.00 1,200,000.00 0.00 Sale 11/04/2025 90CAMP$00 (2,100,000.00)CAMP 1.000 2,100,000.00 0.00 2,100,000.00 0.00 Sale 11/24/2025 90CAMP$00 (1,800,000.00)CAMP 1.000 1,800,000.00 0.00 1,800,000.00 0.00 Sale 12/01/2025 90CAMP$00 (1,460,000.00)CAMP 1.000 1,460,000.00 0.00 1,460,000.00 0.00 Sale 12/18/2025 90CAMP$00 (8,600,000.00)CAMP 1.000 8,600,000.00 0.00 8,600,000.00 0.00 Total Sale (20,260,000.00)20,260,000.00 0.00 20,260,000.00 0.00 TOTAL DISPOSITIONS (20,260,000.00)20,260,000.00 0.00 20,260,000.00 0.00 46 80 Page 1 of 2 Glossary of Investment Categories Local Agency Investment Pools - Also referred to as Local Government Investment Pools (LGIPs) — are investment vehicles that allow California public entities such as counties, cities, school districts, and special districts to pool their funds together and invest them collectively. These pools are designed to provide safety, liquidity, and competitive yields by leveraging economies of scale and professional investment management. LAIF (Local Agency Investment Fund) - A voluntary investment program established by state statute in 1977, that Enables local agencies to invest funds in a large, professionally managed portfolio overseen by the State Treasurer’s Office. CAMP (California Asset Management Program) - Joint Powers Authority investment pool created for California public agencies to invest funds in a professionally managed, diversified portfolio that prioritizes safety, liquidity, and yield. Managed by PFM Asset Management LLC, CAMP offers daily liquidity and compliance with California Government Code for public investments. Agency - Federal agency securities and/or Government-sponsored enterprises. Examples of well-known agencies that issue bonds are Federal Home Loan Mortgage Corporation (FHLMC or "Freddie Mac"), Federal National Mortgage Association (FNMA or "Fannie Mae"), and the Federal Home Loan Bank. Cash – Includes cash on hand, receivables, payables. Commercial Paper - An unsecured promissory note of industrial corporations, utilities and bank holding companies having assets in excess of $500 million and an "A" or higher rating for the issuer's debentures. Interest is discounted from par and calculated using the actual number of days on a 360-day year. The notes are in bearer form, mature from one to 270 days and generally start at $100,000. There is a secondary market for commercial paper and an investor may sell them prior to maturity. Unused lines of credit back commercial paper from major banks. Agency CMBS (Commercial Mortgage-Backed Securities) - Mortgage-backed securities issued or guaranteed by government-sponsored enterprises like Fannie Mae, Freddie Mac, or Ginnie Mae, backed by pools of commercial real estate loans. Money Market - Mutual funds that invest solely in money market instruments (short- term debt instruments, such as Treasury bills, commercial paper, bankers' acceptances, and federal funds). Supranational - International financial institutions formed by multiple countries to promote economic development and cooperation, such as the World Bank or the Inter - American Development Bank. Bonds issued by supranationals are typically high -quality, Attachment 3 81 Page 2 of 2 low-risk investments, often used by governments and institutional inve stors for diversification and stability. Corporate - Debt securities issued by corporations. US Treasury - (Treasury Notes): Medium-term coupon-bearing U.S. Treasury securities issued as direct obligations of the U.S. Government and having initial maturities of I to 10 years. Accrued Interest - Interest earned but not yet received. 82