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HomeMy WebLinkAboutItem 5.2 City Treasurer's Informational Report of Investments for the Quarter STAFF REPORT CITY COUNCIL Page 1 of 4 Agenda Item 5.2 DATE: November 18, 2025 TO: Honorable Mayor and City Councilmembers FROM: Colleen Tribby, City Manager SUBJECT: City Treasurer's Informational Report of Investments for the Quarter Ending September 30, 2025 Prepared by: Chris Rhoades, Financial Analyst EXECUTIVE SUMMARY: The City Council will receive an informational report of the City’s investments through the quarter ending September 30, 2025, including a monthly transaction ledger. The City’s investment portfolio for this period totaled $491,548,468 (market value) with an average market yield of 3.99%. As required by the City’s Investment Policy, the City Treasurer (Finance Director) affirms that the City is able to meet its expenditure requirements for the next six months. The Finance and Investment Committee reviewed the report at their November 4, 2025 meeting. STAFF RECOMMENDATION: Receive the report. FINANCIAL IMPACT: There is no financial impact resulting from this report. Investments are made in accordance with the City’s Investment Policy and State Law. Interest earned is apportioned between funds (i.e., General Fund, Gas Tax Fund, etc.) based upon their proportionat e share of the total cash balance. The quarterly cash balance can vary from quarter to quarter based on the financial needs of the City, including the timing of revenues and expenditures. DESCRIPTION: The total investment portfolio (market value) consists of $316,057,509 managed by Chandler Asset Management, and $175,490,959 invested by the City in local government pools, the Local Agency Investment Fund (LAIF) and the California Asset Management Program (CAMP). The average market yield of the Chandler portfolio and the local pools was 3.84% and 4.25% respectively. 15 Page 2 of 4 The market value of the City’s investment portfolio remained essentially unchanged compared to the quarter ending June 30, 2025 , increasing $12,854. This is consistent with historical trends, as the City’s cash position typically experiences limited fluctuation between the June and September quarters based on the timing of invoices and revenue receipts. Economic Update Highlights The following are some highlights from the Economic Update included in the Investment Report prepared by Chandler (Attachment 1). Recent economic data suggests lower growth in 2025 and greater market uncertainty as the effects of fiscal policy unfold. Signs of a softer labor market are emerging, prompting expectations that the Fed will move cautiously toward policy normalization . Given the economic outlook, Chandler expects a gradual normalization of monetary policy and a steeper yield curve. The Federal Reserve lowered the Federal Funds Rate by a quarter percentage point to the range of 4.00 - 4.25% upon conclusion of the September Federal Open Market Committee meeting. The move was largely in line with market expectations. City of Dublin Portfolio The City's aggregate portfolio has maintained a healthy balance of investment types , with minimal changes from the prior quarter. Attachment 3 provides additional information on the investment types shown in Table 1. The market value of the City's portfolio increased by $12,854 compared to the quarter ending June 30, 2025. Overall, the City’s portfolio increased by $53.4 million from the same quarter the prior year (see Table 1). Overall market yield-to-maturity decreased slightly from 4.13% to 3.99% (shown in Table 2). For detailed monthly transactions, refer to Attachment 2. 16 Page 3 of 4 Table 1: Portfolio Values and Yield to Maturity Table 2: Quarterly Holdings (Market Value) by Type, and YTM, Five Quarters Funds Managed by the City The City participates in two local agency investment pools managed by government finance professionals and treasurers: the Local Agency Investment Fund (LAIF) and the California Asset Management Program (CAMP). Table 3 shows the yields in the pools a long with the assets managed by Chandler over the most recent eight quarters. September 30, 2024 June 30, 2025 Holdings Market Value Market Value Par Value Book Value Market Value % of Subtotal % of Total Portfolio Book Yield Market Yield Managed by City Cash 314,182 301,677 305,969 305,969 305,969 0.2%0.1%0.00%0.00% LAIF 27,392,776 28,348,987 28,659,580 28,659,580 28,659,580 16.3%5.9%4.20%4.20% CAMP 106,918,796 150,768,678 146,525,411 146,525,411 146,525,411 83.5%30.1%4.27%4.27% SUBTOTAL 134,625,755 179,419,341 175,490,959 175,490,959 175,490,959 100.00%36.02%4.26%4.25% Managed by Chandler ABS 33,965,921 38,538,323 36,549,340 36,545,699 36,881,004 11.8%7.5%4.87%3.97% Agency 21,005,009 7,239,578 7,145,000 7,189,001 7,239,856 2.3%1.5%3.97%3.68% Cash 10,076 12,697 3,243 3,243 3,243 0.0%0.0%0.00%0.00% Agency CMBS 11,859,631 14,057,968 14,369,330 13,989,165 14,128,979 4.5%2.9%4.30%3.90% Money Market 2,161,116 879,415 694,172 694,172 694,172 0.2%0.1%3.73%3.73% Supranational 27,039,073 27,178,034 25,580,000 25,301,403 25,591,158 8.2%5.3%3.70%3.75% Corporate 78,453,439 77,276,470 77,695,000 77,536,748 78,291,033 24.9%15.9%4.25%4.16% US Treasury 127,188,477 144,465,586 149,650,000 149,406,878 150,997,617 48.1%30.7%3.98%3.66% SUBTOTAL 301,682,742 309,648,071 311,686,086 310,666,308 313,827,062 100.00%63.98%4.15%3.84% Accrued Interest 1,812,539 2,468,202 2,230,446 303,495,281 312,116,273 316,057,509 TOTAL PORTFOLIO 438,121,036 491,535,614 487,177,045 486,157,268 491,548,468 100.00%3.99% 53,427,433 12,854 September 30, 2025 Change from Prior Year Change from Prior Quarter Holdings (Market Value)9/30/24 12/31/24 3/31/25 6/30/25 9/30/25 % Change from Prior Quarter LAIF/CAMP 134,311,573 163,434,370 162,978,763 179,117,665 175,184,990 -2.24% ABS 33,965,921 33,334,796 36,131,194 38,538,323 36,881,004 -4.49% Agency 21,005,009 13,896,584 11,217,537 7,239,578 7,239,856 0.00% Cash 324,258 315,427 310,698 314,373 309,213 -1.67% Agency CMBS 11,859,631 13,733,961 13,948,947 14,057,968 14,128,979 0.50% Money Market 2,161,116 743,108 1,283,006 879,415 694,172 -26.69% Supranational 27,039,073 27,445,408 26,953,873 27,178,034 25,591,158 -6.20% Corporate 78,453,439 75,925,813 77,780,053 77,276,470 78,291,033 1.30% US Treasury 127,188,477 133,961,210 138,087,540 144,465,586 150,997,617 4.33% Accrued Interest 1,812,539 2,150,722 2,047,059 2,468,202 2,230,446 -10.66% TOTAL 438,121,036 464,941,399 470,738,671 491,535,614 491,548,468 0.00% Change from Prior Quarter YIELD TO MATURITY 4.22%4.53%4.26%4.13%3.99%-0.14% 17 Page 4 of 4 Table 3: Quarterly Portfolio Yields, Recent Eight Quarters Market Yield LAIF CAMP Chandler 12/31/23 3.95% 5.56% 4.46% 3/31/24 4.27% 5.48% 4.79% 6/30/24 4.56% 5.44% 4.84% 9/30/24 4.57% 5.08% 3.89% 12/31/24 4.43% 4.65% 4.49% 3/31/25 4.31% 4.47% 4.16% 6/30/25 4.27% 4.43% 3.97% 9/30/25 4.20% 4.27% 3.84% Finance and Investment Committee On November 4, 2025, the Finance and Investment Committee reviewed the quarterly report as it aligns with the Committee’s role in providing policy guidance on financial matters, including the investing of City funds. STRATEGIC PLAN INITIATIVE: None. NOTICING REQUIREMENTS/PUBLIC OUTREACH: The City Council Agenda was posted. ATTACHMENTS: 1) City of Dublin Investment Report for Period Ending September 30, 2025 2) Transaction Ledger – July through September 2025 3) Glossary of Investment Categories 18 INVESTMENT REPORT City of Dublin | As of September 30, 2025 CHANDLER ASSET MANAGEMENT | chandlerasset.com Chandler Team: For questions about your account, please call (800) 317-4747, or contact clientservice@chandlerasset.com Information contained herein is confidential. We urge you to compare this statement to the one you receive from your qualified custodian. Please see Important Disclosures at the end of the statement. Attachment 1 19 TABLE OF CONTENTS City of Dublin | As of September 30, 2025 ECONOMIC UPDATE ACCOUNT PROFILE CONSOLIDATED INFORMATION PORTFOLIO HOLDINGS TRANSACTIONS 1 20 ECONOMIC UPDATE 2 21    Recent economic data suggest slower growth in 2025 and greater market uncertainty as the effects of fiscal policy unfold.Inflation pressures have eased,though core levels remain above the Federal Reserve’s target,while tariffs continue to cloud forecasts.Signs of a softer labor market are emerging,prompting expectations that the Fed will move cautiously toward policy normalization.Given the economic outlook, we expect gradual normalization of monetary policy and a steeper yield curve. The Federal Reserve lowered the Federal Funds Rate a quarter percentage point to the range of 4.00 –4.25%upon conclusion of the September Federal Open Market Committee meeting.The move was telegraphed by the Fed and in line with market expectations. Stephen Miran was the only opposing vote in the 11-1 decision as Governor Miran called for a larger 50 basis point rate cut.Chair Powell said concerns over signs of a softening labor market prompted the policy shift.Policymakers also updated their economic forecasts penciling in two additional quarter-point cuts through year-end. The US Treasury yield curve flattened in September,as the 2-year Treasury yield declined 13 basis points to 3.57%,the 5-year Treasury also down 13 basis points to 3.66%,and the 10-year Treasury yield declined 14 basis points to 4.12%.The spread between the 2-year and 10- year Treasury yield points on the curve decreased to +54 basis points at September month-end versus +61 basis points at August month- end. The spread between the 2-year Treasury and 10-year Treasury yield one year ago was 14 basis points. The spread between the 3- month and 10-year Treasury yield points on the curve was +21 basis points in September versus +8 basis points in August. ECONOMIC UPDATE 3 22 -400 -200 0 200 400 600 800 1,000 MO M C h a n g e I n T h o u s a n d s ( 0 0 0 ' s ) Nonfarm Payroll (000's) Non-farm Payroll (000's) 3-month average (000's) 0.0% 5.0% 10.0% 15.0% 20.0% 25.0% Unemployment Rate Underemployment Rate (U6) Unemployment Rate (U3) Ra t e ( % ) The U.S.economy added just 22,000 jobs in August,falling short of consensus expectations and punctuating the softening trend in the labor market.The three-month moving average and six-month moving average payrolls totaled 29,000 and 64,000 respectively.The unemployment rate rose to 4.3%in August from 4.2%in July. The labor participation rate inched up to 62.3%,remaining below the pre- pandemic level of 63.3%.The U-6 underemployment rate,which includes those who are marginally attached to the labor force and employed part time for economic reasons jumped to 8.1%in August from 7.9%in July.Average hourly earnings fell to 3.7%year-over-year from 3.9% last month. Source: US Department of Labor Source: US Department of Labor EMPLOYMENT 4 23 0 2,000 4,000 6,000 8,000 10,000 12,000 14,000 Job Openings Recession Historical Average In T h o u s a n d s ( 0 0 0 ' s ) The Labor Department’s Job Openings and Labor Turnover Survey (JOLTS)showed a modest increase to 7.227 million new job openings in August from 7.2 million in July. The quits rate and layoffs remained relatively stable.Job openings indicate a ratio of approximately 1 job for each unemployed individual, representing a relatively balanced labor market. Source: US Department of Labor JOB OPENINGS & LABOR TURNOVER SURVEY 5 24 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% 8.0% 9.0% 10.0% Consumer Price Index (CPI) CPI YOY % Change Core CPI YOY % Change YO Y ( % ) C h a n g e 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% 7.0% 8.0% 9.0% 10.0% Personal Consumption Expenditures (PCE) PCE Price Deflator YOY % Change PCE Core Deflator YOY % Change Fed Target YO Y ( % ) C h a n g e In August, the Consumer Price Index (CPI)increased more than expected at 0.4%month-over-month and 2.9%year-over-year,while the Core CPI rose 0.3%month-over-month and 3.1%year-over-year,in line with expectations. The Personal Consumption Expenditures (PCE) price index rose 0.3%month-over-month and 2.7%year-over-year in August. The Core PCE deflator,which excludes food and energy and is the Fed’s preferred gauge, was up 0.2% from July leaving it unchanged at 2.9% on an annual basis in August. Source: US Department of Labor Source: US Department of Commerce INFLATION 6 25 0.0% 10.0% 20.0% 30.0% 40.0% 50.0% 60.0% Retail Sales YOY % Change YO Y ( % ) C h a n g e Advance Retail Sales showed continued strength jumping 0.6%in August as July data was also revised up to 0.6%month-over-month. The increase elevated retail sales to 5.0%on an annual basis after jumping 4.1%year-over-year in July.Back-to-school shopping was a likely catalyst as online shopping, clothing, and sporting goods saw some of the largest increases.Control group sales,which feed into GDP, also jumped 0.74%in August from the prior month. The Conference Board’s Consumer Confidence Index fell to 94.2 in September from a revised 97.8 in August,marking the lowest level since April 2025.Measures of current conditions and future expectations fell, signaling weaker sentiment toward employment and income.Consumers have remained resilient,but rising debt burdens, higher delinquency rates, lingering inflation worries, and emerging signs of labor market cooling could weigh on future spending. 0 20 40 60 80 100 120 140 160 In d e x L e v e l Consumer Confidence Recession Source: US Department of Commerce Source: The Conference Board All time high is 144.70 (1/31/00); All time low is 25.30 (2/28/09) CONSUMER 7 26 -25.0% -20.0% -15.0% -10.0% -5.0% 0.0% 5.0% 10.0% 15.0% Leading Economic Indicators (LEI) Recession YO Y (% ) C h a n g e -1.00 -0.75 -0.50 -0.25 0.00 0.25 0.50 0.75 1.00 Chicago Fed National Activity Index (CFNAI) Recession 3 M o n t h A v e r a g e The Conference Board’s Leading Economic Index (LEI)fell by 0.5%in August,following a 0.1%increase in July. The LEI decreased by 3.6% year-over-year.The Conference Board is expecting economic growth to slow in the second half of 2025 due to consumer pessimism,soft manufacturing new orders,and negative impacts from tariffs.The Chicago Fed National Activity Index (CFNAI)came in at -0.12%in August after a downwardly revised -0.28 in July,indicating that economic momentum remained below its historical trend for the fifth consecutive month. The three-month moving average shows a similar trend at -0.18 in August from -0.20 in the prior month signaling ongoing below-trend growth in national economic activity. Source: The Conference Board Source: Federal Reserve Bank of Chicago LEADING INDICATORS OF ECONOMIC ACTIVITY 8 27 0 200 400 600 800 1,000 1,200 1,400 1,600 1,800 2,000 2,200 2,400 In T h o u s a n d s o f U n i t s Annualized Housing Starts Multi Family Housing Starts Single Family Housing Starts Housing starts dropped 8.5%in August to 1.307 million units,marking a pullback amid elevated inventory levels and a softening labor market. Single-family starts fell 7.0% in August to 890,000 units, hitting their lowest level since July 2024. The S&P Cotality Case Shiller 20- City Home Price Index recorded a 0.07%month-over-month decline in July,marking the fifth consecutive month of losses,while still posting a modest year-over-year gain of 1.8%.Persistently high asking prices and elevated mortgage rates have continued to challenge affordability,contributing to the recent cooling across the housing market.However,the Freddie Mac 30-year fixed mortgage rate continued recent declines to 6.3% as of September. Source: US Department of Commerce Source: S&P -20.0% -16.0% -12.0% -8.0% -4.0% 0.0% 4.0% 8.0% 12.0% 16.0% 20.0% 24.0% S&P/Case-Shiller 20 City Composite Home Price Index Recession YO Y ( % ) C h a n g e HOUSING 9 28 40 45 50 55 60 65 70 Institute of Supply Management (ISM) Surveys ISM Manufacturing ISM Services EXPANDING CONTRACTING Manufacturing activity contracted at a slightly slower rate as the Institute for Supply Management (ISM)Manufacturing Index edged up to 49.1 in September,from 48.7 in August yet remaining below the expansion threshold,signaling the seventh consecutive month of contraction in the manufacturing sector.Production growth factored into the gain,although drops in new orders and inventories offset the increase.The ISM Services Index fell to 50.0 in September from 52.0 in August,which is the breakeven point between expansion and contraction.The 2.0-point decline generally indicated moderate to weak growth, with only isolated reports of supplier delivery delays. Employment remained in contraction territory, reflecting delayed hiring plans and ongoing challenges in finding qualified workers. Source: Institute for Supply Management SURVEY BASED MEASURES 10 29 Components of GDP 9/24 12/24 3/25 6/25 2.7% 2.6% 0.4% 1.7% 0.2% -1.3% 3.8% -2.7% -0.4% -0.1% -4.7% 4.8% 0.5% 0.3% -0.4% -0.4% 0.4% 0.3% 0.2% 0.3% 3.4% 1.9% -0.6% 3.8% Personal Consumption Expenditures Gross Private Domestic Investment Net Exports and Imports Federal Government Expenditures Total State and Local (Consumption and Gross Investment)-40.0% -30.0% -20.0% -10.0% 0.0% 10.0% 20.0% 30.0% 40.0% Gross Domestic Product (GDP) GDP QOQ % Change GDP YOY % Change Source: US Department of Commerce Source: US Department of Commerce In a s harp rebound from the first quarter, real GDP increased at an annualized rate of 3.8%in the second quarter of 2025 according to the final data revision from the Bureau of Economic Analysis.The increase in real GDP in the second quarter was driven by the drop in imports following the significant rise in the first quarter in anticipation of higher tariffs and an increase in consumer spending. The consensus projection calls for 1.7% growth for the third quarter and 1.8% for the full year 2025. GROSS DOMESTIC PRODUCT (GDP) 11 30 Source: Federal Reserve Source: Bloomberg 0 1,000,000 2,000,000 3,000,000 4,000,000 5,000,000 6,000,000 7,000,000 8,000,000 9,000,000 10,000,000 Federal Reserve Balance Sheet Assets Recession In $ m i l l i o n s The Federal Reserve lowered its benchmark interest rate by a quarter point to a range of 4.00%to 4.25%at its September meeting,as officials responded to mounting signs of labor market weakness.Chair Jerome Powell said the move was aimed at cushioning the slowdown while keeping policy restrictive enough to fight lingering inflation.The Fed kept its balance-sheet runoff unchanged, maintaining a $5 billion monthly cap on Treasuries and $35 billion on agency and mortgage-backed securities.Since launching its Quantitative Tightening campaign in June 2022, the Fed has reduced its securities holdings by about $2.35 trillion, bringing the total down to roughly $6.6 trillion. FEDERAL RESERVE 0.00% 1.00% 2.00% 3.00% 4.00% 5.00% 6.00% Recession 12 31 Source: Bloomberg Source: Bloomberg 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% US Treasury Note Yields 2-Year 5-Year 10-Year Yi e l d ( % ) 0.0% 1.0% 2.0% 3.0% 4.0% 5.0% 6.0% US Treasury Yield Curve Sep-25 Jun-25 Sep-24 Yi e l d ( % ) At the end of September,the 2-year Treasury yield was 5 basis points lower,and the 10-Year Treasury yield was 40 basis points higher, year-over-year. The spread between the 2-year and 10-year Treasury yield points on the curve decreased to +54 basis points at September month-end versus +61 basis points at August month-end. The prior 2-year/10-year yield curve inversion,which spanned from July 2022 to August 2024,was historically long.The average historical spread (since 2005)is about +99 basis points. The spread between the 3-month and 10-year Treasury yield points on the curve was +21 basis points in September versus +8 basis points in August. BOND YIELDS 13 32 ACCOUNT PROFILE 14 33 OBJECTIVES City of Dublin | As of September 30, 2025 Investment Objectives The investment objectives of the City of Dublin are first, to provide safety of principal; second, to provide adequate liquidity to meet all requirements which might be reasonably anticipated; third, to attain a market average rate of return on its investments throughout economic cycles; and fourth, to be diversified to avoid incurring unreasonable and avoidable risks regarding specific security types or individual financial institutions. Chandler Asset Management Performance Objective The performance objective of the City of Dublin is to earn a return that equals or exceeds the return on of the ICE BofA 1-5 Year Treasury and Agency Index. Strategy In order to achieve this objective, the portfolio invests in high quality fixed income instruments consistent with the City's investment policy and California Government Code. 15 34 STATEMENT OF COMPLIANCE City of Dublin | Account #10198 | As of September 30, 2025 Rules Name Limit Actual Compliance Status Notes AGENCY MORTGAGE SECURITIES (CMOS) Max % (MV)20.0 4.5 Compliant Max % Issuer (MV)20.0 4.5 Compliant Max Maturity (Years)5.0 4.0 Compliant ASSET-BACKED SECURITIES (ABS) Max % (MV; Non Agency ABS & MBS)20.0 11.8 Compliant Max % Issuer (MV)5.0 1.0 Compliant Max Maturity (Years)5 4 Compliant Min Rating (AA- by 1)0.0 0.0 Compliant BANKERS' ACCEPTANCES Max % (MV)40.0 0.0 Compliant Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Days)180 0.0 Compliant Min Rating (A-1 by 1)0.0 0.0 Compliant COMMERCIAL PAPER Max % (MV)25.0 0.0 Compliant Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Days)270 0.0 Compliant Min Rating (A-1 by 1 or A- by 1)0.0 0.0 Compliant CORPORATE MEDIUM TERM NOTES Max % (MV)30.0 24.9 Compliant Max % Issuer (MV)5.0 1.4 Compliant Max Maturity (Years)5 4 Compliant Min Rating (A- by 1)0.0 0.0 Compliant FEDERAL AGENCIES Max % (MV)100.0 2.3 Compliant Max % Issuer (MV)35.0 1.5 Compliant Max Callables (MV)25.0 0.0 Compliant Max Maturity (Years)10 2 Compliant 16 35 STATEMENT OF COMPLIANCE City of Dublin | Account #10198 | As of September 30, 2025 Rules Name Limit Actual Compliance Status Notes LOCAL AGENCY INVESTMENT FUND (LAIF) Max Concentration (MV)75.0 0.0 Compliant MONEY MARKET MUTUAL FUNDS Max % (MV; Money Market Fund & Mutual Fund)20.0 0.2 Compliant Max % Issuer (MV)20.0 0.2 Compliant Min Rating (AAA by 2)0.0 0.0 Compliant MORTGAGE-BACKED SECURITIES (NON-AGENCY) Max % (MV)20.0 0.0 Compliant Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Years)5.0 0.0 Compliant Min Rating (AA- by 1)0.0 0.0 Compliant MUNICIPAL SECURITIES (ALL STATES) Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Years)10.0 0.0 Compliant Min Rating (A- by 1)0.0 0.0 Compliant MUTUAL FUNDS Max % (MV; Money Market Fund & Mutual Fund)20.0 0.2 Compliant Max % Issuer (MV)10.0 0.0 Compliant Min Rating (AAA by 2)0.0 0.0 Compliant NEGOTIABLE CERTIFICATES OF DEPOSIT (NCD) Max % (MV)30.0 0.0 Compliant Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Years)5 0.0 Compliant Min Rating (A-1 by 1 or A- by 1 if > FDIC Limit)0.0 0.0 Compliant SRI PROHIBITED INVESTMENTS Prohibited Investment - Fossil Fuels 0.0 0.0 Compliant Prohibited Investments - Aerospace and Defense 0.0 0.0 Compliant Prohibited Investments - Firearms 0.0 0.0 Compliant Prohibited Investments - Tobacco 0.0 0.0 Compliant 17 36 STATEMENT OF COMPLIANCE City of Dublin | Account #10198 | As of September 30, 2025 Rules Name Limit Actual Compliance Status Notes SUPRANATIONAL OBLIGATIONS Max % (MV)30.0 8.2 Compliant Max % Issuer (MV)10.0 4.2 Compliant Max Maturity (Years)5 4 Compliant Min Rating (AA- by 1)0.0 0.0 Compliant TIME DEPOSITS Max % (MV)10.0 0.0 Compliant Max % Issuer (MV)5.0 0.0 Compliant Max Maturity (Years)1.0 0.0 Compliant U.S. TREASURIES Max % (MV)100.0 48.1 Compliant Max Maturity (Years)10 5 Compliant 18 37 PORTFOLIO CHARACTERISTICS City of Dublin | Account #10198 | As of September 30, 2025 Benchmark*9/30/2025 Portfolio 6/30/2025 Portfolio Average Maturity (yrs)2.65 3.05 3.06 Average Modified Duration 2.48 2.54 2.54 Average Purchase Yield 4.15%4.05% Average Market Yield 3.66%3.84%3.97% Average Quality**AA+AA+AA+ Total Market Value 316,057,509 312,116,273 *Benchmark: ICE BofA 1-5 Year Unsubordinated US Treasury & Agency Index **The credit quality is a weighted average calculation of the highest of S&P, Moody’s and Fitch. 19 38 SECTOR DISTRIBUTION City of Dublin | Account #10198 | As of September 30, 2025 Sector as a Percentage of Market Value Sector 09/30/2025 06/30/2025 US Treasury 48.11%46.65% Corporate 24.95%24.96% ABS 11.75%12.45% Supras 8.15%8.78% Agency CMBS 4.50%4.54% Agency 2.31%2.34% Money Mkt Fd 0.22%0.28% 20 39 ISSUERS City of Dublin | Account #10198 | As of September 30, 2025 Issuer Investment Type % Portfolio United States US Treasury 48.11% FHLMC Agency CMBS 4.50% International Bank for Recon and Dev Supras 4.16% Inter-American Development Bank Supras 3.47% Chase Issuance Trust ABS 1.61% Federal Home Loan Banks Agency 1.46% UnitedHealth Group Incorporated Corporate 1.44% Bank of Montreal Corporate 1.43% Bank of America Corporation Corporate 1.41% Deere & Company Corporate 1.30% JPMorgan Chase & Co.Corporate 1.28% Toyota Motor Corporation Corporate 1.26% John Deere Owner Trust ABS 1.22% BMW Vehicle Owner Trust ABS 1.16% Morgan Stanley Corporate 1.15% Merck & Co., Inc.Corporate 1.12% GM Financial Automobile Leasing Trus ABS 1.01% Abbvie Inc.Corporate 0.98% The Toronto-Dominion Bank Corporate 0.98% Honda Auto Receivables Owner Trust ABS 0.92% Amazon.com, Inc.Corporate 0.88% Tennessee Valley Authority Agency 0.85% Royal Bank of Canada Corporate 0.82% American Express Credit Master Trust ABS 0.81% Toyota Lease Owner Trust ABS 0.81% Guardian Life Global Funding Corporate 0.77% Citigroup Inc ABS 0.77% Realty Income Corporation Corporate 0.73% Berkshire Hathaway Inc.Corporate 0.72% Walmart Inc.Corporate 0.66% 21 40 ISSUERS City of Dublin | Account #10198 | As of September 30, 2025 Issuer Investment Type % Portfolio Wells Fargo & Company Corporate 0.66% Caterpillar Inc.Corporate 0.65% Massachusetts Mutual Life Insurance Corporate 0.65% Hyundai Auto Receivables Trust ABS 0.64% The Home Depot, Inc.Corporate 0.61% Metropolitan Life Global Funding I Corporate 0.58% WF Card Issuance Trust ABS 0.53% International Finance Corporation Supras 0.52% Cisco Systems, Inc.Corporate 0.51% GM Financial Securitized Term ABS 0.51% The Goldman Sachs Group, Inc.Corporate 0.50% QUALCOMM Incorporated Corporate 0.49% Bank of America Credit Card Trust ABS 0.48% BNY Mellon Corp Corporate 0.48% Hyundai Auto Lease Securitization Tr ABS 0.47% Honda Motor Co., Ltd.Corporate 0.45% Target Corporation Corporate 0.42% American Express Company Corporate 0.41% U.S. Bancorp Corporate 0.40% Met Tower Global Funding Corporate 0.40% Public Storage OP, LP Corporate 0.32% DOMINION ENERGY, INC.Corporate 0.32% Toyota Auto Receivables Owner Trust ABS 0.31% Mercedes-Benz Auto Receivables Trust ABS 0.25% Mercedes-Benz Auto Lease Trust ABS 0.25% First American Govt Oblig fund Money Mkt Fd 0.22% The Charles Schwab Corporation Corporate 0.18% Cash Cash 0.00% TOTAL 100.00% 22 41 QUALITY DISTRIBUTION Rating 09/30/2025 06/30/2025 AAA 18.68%19.94% AA 58.69%58.09% A 18.34%18.03% BBB 1.49%1.00% NA 2.80%2.94% Rating 09/30/2025 06/30/2025 Aaa 14.97%15.31% Aa 59.98%59.37% A 19.61%18.82% NA 5.44%6.50% Rating 09/30/2025 06/30/2025 AAA 11.81%13.14% AA 61.18%59.66% A 10.49%10.54% NA 16.52%16.67% City of Dublin | Account #10198 | As of September 30, 2025 S&P Rating Moody’s Rating Fitch Rating 23 42 0-.25 .25-.5 .5-1 1-2 2-3 3-4 4-5 5-7 7+ Portfolio 0.3%1.4%8.7%19.8%31.1%29.1%9.7%0.0%0.0% ICE BofA 1-5 Year Unsubordinated US Treasury & Agency Index 0.0%0.1%2.6%35.0%27.7%22.6%12.0%0.0%0.0% DURATION DISTRIBUTION City of Dublin | Account #10198 | As of September 30, 2025 Portfolio Compared to the Benchmark 24 43 3 Months 12 Months 2 Years 3 Years 5 Years 10 Years Since Inception TOTAL RATE OF RETURN* City of Dublin 1.26%4.14%6.04%4.88%1.55%1.98%1.84% Benchmark 1.14%3.77%5.58%4.42%1.13%1.65%1.57% *Periods over 1 year are annualized. Total rate of return: A measure of a portfolio’s performance over time. It is the internal rate of return, which equates the beginning value of the portfolio with the ending market value; it includes interest earnings, realized and unrealized gains and losses in the portfolio. Realized rate of return: A measure of a portfolio’s return over time. It is the internal rate which equates the beginning book value of the portfolio with the ending book value; it includes interest earnings, realized gains and losses in the portfolio. Benchmark: ICE BofA 1-5 Year Unsubordinated US Treasury & Agency Index INVESTMENT PERFORMANCE City of Dublin | Account #10198 | As of September 30, 2025 Total Rate of Return : Inception | 11/01/2013 25 44 PORTFOLIO CHARACTERISTICS City of Dublin Reporting Account | Account #10219 | As of September 30, 2025 9/30/2025 Portfolio 6/30/2025 Portfolio Average Maturity (yrs)0.00 0.00 Average Modified Duration 0.00 0.00 Average Purchase Yield 4.26%4.40% Average Market Yield 4.25%4.40% Average Quality**AAA AAA Total Market Value 175,490,959 179,419,341 *Benchmark: NO BENCHMARK REQUIRED **The credit quality is a weighted average calculation of the highest of S&P, Moody’s and Fitch. 26 45 SECTOR DISTRIBUTION City of Dublin Reporting Account | Account #10219 | As of September 30, 2025 Sector as a Percentage of Market Value Sector 09/30/2025 06/30/2025 LGIP 83.49%84.03% LAIF 16.33%15.80% Cash 0.17%0.17% 27 46 ISSUERS City of Dublin Reporting Account | Account #10219 | As of September 30, 2025 Issuer Investment Type % Portfolio California Asset Mgmt Program LGIP 83.49% LAIF LAIF 16.33% Cash Cash 0.17% TOTAL 100.00% 28 47 CONSOLIDATED INFORMATION 29 48 PORTFOLIO CHARACTERISTICS City of Dublin Cons | Account #10221 | As of September 30, 2025 9/30/2025 Portfolio 6/30/2025 Portfolio Average Maturity (yrs)1.96 1.94 Average Modified Duration 1.63 1.61 Average Purchase Yield 4.19%4.18% Average Market Yield 3.99%4.13% Average Quality**AA+AA+ Total Market Value 491,548,468 491,535,614 *Benchmark: NO BENCHMARK REQUIRED **The credit quality is a weighted average calculation of the highest of S&P, Moody’s and Fitch. 30 49 SECTOR DISTRIBUTION City of Dublin Cons | Account #10221 | As of September 30, 2025 Sector as a Percentage of Market Value Sector 09/30/2025 06/30/2025 US Treasury 30.86%29.54% LGIP 29.94%30.83% Corporate 16.00%15.80% ABS 7.54%7.88% LAIF 5.86%5.80% Supras 5.23%5.56% Agency CMBS 2.89%2.87% Agency 1.48%1.48% Money Mkt Fd 0.14%0.18% Cash 0.06%0.06% 31 50 PORTFOLIO HOLDINGS 32 51 HOLDINGS REPORT City of Dublin | Account #10198 | As of September 30, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration ABS 47787JAC2 JDOT 2022 A3 2.32 09/15/2026 25,284.55 03/10/2022 2.34% 25,278.95 25,283.44 99.92 4.46% 25,263.98 26.07 0.01% (19.46) Aaa/NA AAA 0.96 0.04 362585AC5 GMCAR 2022-2 A3 3.1 02/16/2027 68,140.15 04/05/2022 3.13% 68,125.91 68,136.44 99.88 4.30% 68,055.91 88.01 0.02% (80.53) Aaa/AAA NA 1.38 0.10 47800AAC4 JDOT 2022-B A3 3.74 02/16/2027 220,533.32 07/12/2022 3.77% 220,512.26 220,527.22 99.86 4.30% 220,232.53 366.58 0.07% (294.69) Aaa/NA AAA 1.38 0.26 448988AD7 HALST 2024-A A3 5.02 03/15/2027 727,651.63 01/17/2024 5.03% 727,513.74 727,587.85 100.28 4.26% 729,687.45 1,623.47 0.23% 2,099.60 NA/AAA AAA 1.45 0.34 36269FAD8 GMALT 2024-1 A3 5.09 03/22/2027 824,545.39 02/08/2024 5.09% 824,442.32 824,496.45 100.32 4.17% 827,189.13 1,282.40 0.26% 2,692.67 NA/AAA AAA 1.47 0.33 89238GAD3 TLOT 2024-A A3 5.25 04/20/2027 597,861.09 02/21/2024 5.25% 597,835.86 597,848.65 100.48 3.63% 600,703.56 959.07 0.19% 2,854.91 NA/AAA AAA 1.55 0.28 47800BAC2 JDOT 2022-C A3 5.09 06/15/2027 431,094.82 10/12/2022 5.15% 431,061.36 431,082.80 100.33 4.32% 432,524.59 975.23 0.14% 1,441.79 Aaa/NA AAA 1.71 0.40 36269WAD1 GMALT 2024-2 A3 5.39 07/20/2027 1,055,000.00 05/07/2024 5.85% 1,054,938.71 1,054,965.29 100.68 4.14% 1,062,222.21 1,737.53 0.34% 7,256.93 NA/AAA AAA 1.80 0.52 58768PAC8 MBART 2022-1 A3 5.21 08/16/2027 793,545.84 11/15/2022 5.28% 793,388.88 793,484.67 100.37 4.14% 796,513.54 1,837.50 0.25% 3,028.87 Aaa/AAA NA 1.88 0.33 891943AD4 TLOT 2024-B A3 4.21 09/20/2027 1,925,000.00 09/10/2024 4.21% 1,924,774.78 1,924,852.52 100.25 3.93% 1,929,783.05 2,476.30 0.61% 4,930.53 Aaa/NA AAA 1.97 0.77 58770JAD6 MBALT 2024-A A3 5.32 01/18/2028 765,000.00 05/17/2024 5.73% 764,910.50 764,943.75 101.27 4.07% 774,727.13 1,808.80 0.25% 9,783.37 Aaa/NA AAA 2.30 0.97 362583AD8 GMCAR 2023-2 A3 4.47 02/16/2028 338,399.27 04/04/2023 4.51% 338,389.96 338,394.71 100.18 4.10% 339,007.95 630.27 0.11% 613.24 Aaa/AAA NA 2.38 0.43 36271VAD9 GMALT 2025-1 A3 4.66 02/21/2028 1,260,000.00 02/05/2025 4.66% 1,259,851.32 1,259,882.43 100.90 3.97% 1,271,300.56 1,794.10 0.41% 11,418.13 NA/AAA AAA 2.39 1.21 05592XAD2 BMWOT 2023-A A3 5.47 02/25/2028 318,400.67 07/11/2023 5.47% 318,344.25 318,371.27 100.71 4.04% 320,649.50 290.28 0.10% 2,278.23 NA/AAA AAA 2.41 0.47 44935DAD1 HALST 2025-B A3 4.53 04/17/2028 730,000.00 04/24/2025 4.53% 729,934.08 729,943.45 100.89 3.99% 736,479.92 1,469.73 0.23% 6,536.46 NA/AAA AAA 2.55 1.51 89239FAD4 TAOT 2023-D A3 5.54 08/15/2028 973,883.40 11/07/2023 5.61% 973,778.41 973,819.96 101.15 4.08% 985,083.64 2,397.92 0.31% 11,263.68 NA/AAA AAA 2.88 0.75 33 52 HOLDINGS REPORT City of Dublin | Account #10198 | As of September 30, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 161571HT4 CHAIT 2023-1 A 5.16 09/15/2028 3,090,000.00 09/07/2023 5.23% 3,089,143.45 3,089,493.66 101.21 3.90% 3,127,246.24 7,086.40 1.00% 37,752.58 NA/AAA AAA 2.96 0.91 47800RAD5 JDOT 2024 A3 4.96 11/15/2028 550,000.00 03/11/2024 5.12% 549,969.20 549,979.35 101.09 4.09% 555,979.77 1,212.44 0.18% 6,000.41 Aaa/NA AAA 3.13 1.17 437930AC4 HAROT 2024-2 A3 5.27 11/20/2028 1,000,000.00 05/14/2024 5.27% 999,878.50 999,915.30 101.36 3.89% 1,013,593.40 1,903.06 0.32% 13,678.10 NA/AAA AAA 3.14 0.94 36268GAD7 GMCAR 2024-1 A3 4.85 12/18/2028 445,000.00 01/09/2024 4.91% 444,910.51 444,941.54 100.63 4.04% 447,808.35 899.27 0.14% 2,866.82 Aaa/NA AAA 3.22 0.73 161571HV9 CHAIT 241 A 4.6 01/16/2029 1,910,000.00 01/24/2024 4.61% 1,909,709.11 1,909,806.88 100.95 3.88% 1,928,084.07 3,904.89 0.61% 18,277.19 NA/AAA AAA 3.30 1.23 448973AD9 HART 2024-A A3 4.99 02/15/2029 1,170,000.00 03/11/2024 5.05% 1,169,742.02 1,169,822.60 100.99 3.97% 1,181,611.90 2,594.80 0.38% 11,789.30 NA/AAA AAA 3.38 0.92 096919AD7 BMWOT 2024-A A3 5.18 02/26/2029 1,305,000.00 06/04/2024 5.18% 1,304,801.77 1,304,856.71 101.18 3.92% 1,320,383.34 1,126.65 0.42% 15,526.63 Aaa/AAA NA 3.41 0.89 47786WAD2 JDOT 2024-B A3 5.2 03/15/2029 1,110,000.00 06/11/2024 5.81% 1,109,783.00 1,109,841.92 101.64 4.10% 1,128,257.17 2,565.33 0.36% 18,415.25 Aaa/NA AAA 3.45 1.41 44934QAD3 HART 2024-B A3 4.84 03/15/2029 825,000.00 07/16/2024 5.45% 824,875.51 824,907.39 101.10 3.96% 834,050.83 1,774.67 0.27% 9,143.44 NA/AAA AAA 3.45 1.17 43813YAC6 HAROT 2024-3 A3 4.57 03/21/2029 1,845,000.00 08/09/2024 4.66% 1,844,710.15 1,844,780.49 100.79 3.92% 1,859,643.77 2,342.13 0.59% 14,863.28 Aaa/NA AAA 3.47 1.14 05522RDJ4 BACCT 2024-1 A 4.93 05/15/2029 1,480,000.00 06/06/2024 4.93% 1,479,916.97 1,479,939.14 101.69 3.88% 1,505,085.85 3,242.84 0.48% 25,146.71 Aaa/AAA NA 3.62 1.53 47800DAD6 JDOT 2025 A3 4.23 09/17/2029 1,465,000.00 03/04/2025 5.09% 1,464,907.85 1,464,919.24 100.55 4.02% 1,473,049.30 2,754.20 0.47% 8,130.06 Aaa/NA AAA 3.96 2.21 096924AD7 BMWOT 2025-A A3 4.56 09/25/2029 1,980,000.00 02/04/2025 4.56% 1,979,804.97 1,979,831.69 100.93 3.95% 1,998,380.14 1,504.80 0.64% 18,548.45 Aaa/AAA NA 3.99 1.42 92970QAE5 WFCIT 2024-2 A 4.29 10/15/2029 1,645,000.00 10/17/2024 4.29% 1,644,755.55 1,644,801.56 100.83 3.90% 1,658,589.67 3,136.47 0.53% 13,788.11 Aaa/AAA NA 4.04 1.92 02582JKP4 AMXCA 2025-2 A 4.28 04/15/2030 2,530,000.00 05/06/2025 4.28% 2,529,954.21 2,529,957.80 100.96 3.92% 2,554,169.09 4,812.62 0.81% 24,211.29 NA/AAA AAA 4.54 2.36 362549AD9 GMCAR 2025-2 A3 4.28 04/16/2030 745,000.00 05/06/2025 4.71% 744,890.34 744,898.88 100.76 3.86% 750,676.45 1,328.58 0.24% 5,777.57 Aaa/AAA NA 4.54 1.66 17305EHA6 CCCIT 2025-A1 A1 4.3 06/21/2030 2,400,000.00 06/18/2025 4.31% 2,399,348.88 2,399,383.56 101.04 3.89% 2,424,970.32 27,233.33 0.77% 25,586.76 Aaa/AAA NA 4.72 2.52 34 53 HOLDINGS REPORT City of Dublin | Account #10198 | As of September 30, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 36,544,183.28 100.91 36,881,004.30 11.75%3.22 Total ABS 36,549,340.11 4.87%36,545,698.61 3.97%89,185.73 335,305.69 1.27 AGENCY 3130ATS57 FEDERAL HOME LOAN BANKS 4.5 03/10/2028 3,000,000.00 03/21/2023 4.01% 3,065,010.00 3,031,914.00 101.87 3.69% 3,056,053.86 7,875.00 0.97% 24,139.86 Aa1/AA+ AA+ 2.44 2.29 880591EZ1 TENNESSEE VALLEY AUTHORITY 3.875 03/15/2028 2,645,000.00 -- 3.73% 2,661,791.35 2,653,435.18 100.37 3.71% 2,654,878.31 4,555.28 0.85% 1,443.13 Aa1/AA+ AA+ 2.46 2.32 3130AWMN7 FEDERAL HOME LOAN BANKS 4.375 06/09/2028 1,500,000.00 07/26/2023 4.27% 1,506,615.00 1,503,651.45 101.93 3.61% 1,528,924.01 20,416.67 0.49% 25,272.55 Aa1/AA+ AA+ 2.69 2.49 7,233,416.35 101.33 7,239,856.17 2.31%2.50 Total Agency 7,145,000.00 3.97%7,189,000.63 3.68%32,846.94 50,855.54 2.34 AGENCY CMBS 3137BSRE5 FHMS K-059 A2 3.12 09/25/2026 1,999,330.22 02/18/2022 1.92% 2,084,926.55 2,016,708.87 99.15 3.89% 1,982,343.51 5,198.26 0.63% (34,365.36) Aa1/AAA AAA 0.99 0.86 3137F4D41 FHMS K-074 A2 3.6 01/25/2028 1,000,000.00 07/25/2023 5.78% 954,414.06 976,840.76 99.28 3.86% 992,805.20 3,000.00 0.32% 15,964.44 Aa1/AA+ AAA 2.32 2.12 3137FG6X8 FHMS K-077 A2 3.85 05/25/2028 2,815,000.00 05/24/2023 4.65% 2,763,318.36 2,787,894.45 99.80 3.86% 2,809,449.10 9,031.46 0.90% 21,554.66 Aa1/AA+ AAA 2.65 2.40 3137FK4M5 FHMS K-085 A2 4.06 10/25/2028 1,100,000.00 10/30/2023 5.60% 1,038,253.91 1,062,298.77 100.33 3.88% 1,103,620.98 3,721.67 0.35% 41,322.21 Aaa/AA+ AA+ 3.07 2.80 3137FKUP9 FHMS K-087 A2 3.771 12/25/2028 2,500,000.00 07/01/2024 4.86% 2,391,699.22 2,422,171.43 99.53 3.88% 2,488,263.50 7,856.25 0.79% 66,092.07 Aa1/AAA AA+ 3.24 2.83 3137H5YC5 FHMS K-748 A2 2.26 01/25/2029 2,000,000.00 08/26/2024 4.08% 1,855,937.50 1,892,089.38 94.85 3.94% 1,896,993.00 3,766.67 0.60% 4,903.62 Aa1/AA+ AAA 3.32 3.06 3137H9D71 FHMS K-750 A2 3.0 09/25/2029 2,955,000.00 10/18/2024 4.25% 2,801,478.52 2,831,161.65 96.63 3.98% 2,855,503.97 7,387.50 0.91% 24,342.32 Aa1/AA+ AAA 3.99 3.33 13,890,028.12 98.36 14,128,979.26 4.50%2.89 Total Agency CMBS 14,369,330.22 4.30%13,989,165.29 3.90%39,961.80 139,813.97 2.55 CASH 35 54 HOLDINGS REPORT City of Dublin | Account #10198 | As of September 30, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration CCYUSD Receivable 3,243.46 --3,243.46 3,243.46 1.00 0.00% 3,243.46 0.00 0.00% 0.00 Aaa/AAA AAA 0.00 0.00 Total Cash 3,243.46 3,243.46 3,243.46 1.00 0.00% 3,243.46 0.00 0.00% 0.00 0.00 0.00 CORPORATE 91324PEC2 UNITEDHEALTH GROUP INC 1.15 05/15/2026 2,000,000.00 -- 1.90% 1,939,210.15 1,991,027.07 98.20 4.11% 1,964,010.44 8,688.89 0.63% (27,016.63) A2/A+ A 0.62 0.61 89236TJK2 TOYOTA MOTOR CREDIT CORP 1.125 06/18/2026 2,485,000.00 06/15/2021 1.13% 2,483,906.60 2,484,844.31 97.99 4.01% 2,434,980.58 7,998.59 0.78% (49,863.74) A1/A+ A+ 0.71 0.70 58989V2D5 MET TOWER GLOBAL FUNDING 1.25 09/14/2026 1,285,000.00 09/07/2021 1.27% 1,283,817.80 1,284,774.70 97.50 3.95% 1,252,853.91 758.51 0.40% (31,920.78) Aa3/AA- AA- 0.96 0.93 06368FAC3 BANK OF MONTREAL 1.25 09/15/2026 2,500,000.00 -- 1.29% 2,495,539.50 2,499,147.47 97.44 4.01% 2,436,023.60 1,388.89 0.78% (63,123.87) A2/A- AA- 0.96 0.93 931142ER0 WALMART INC 1.05 09/17/2026 585,000.00 09/08/2021 1.09% 583,894.35 584,787.47 97.46 3.76% 570,151.28 238.88 0.18% (14,636.18) Aa2/AA AA 0.96 0.94 59217GER6 METROPOLITAN LIFE GLOBAL FUNDING I 1.875 01/11/2027 1,860,000.00 01/03/2022 1.90% 1,857,879.60 1,859,457.71 97.37 4.01% 1,811,028.92 7,750.00 0.58% (48,428.79) Aa3/AA- AA- 1.28 1.24 87612EBM7 TARGET CORP 1.95 01/15/2027 1,340,000.00 01/19/2022 1.99% 1,337,722.00 1,339,409.50 97.63 3.85% 1,308,196.73 5,516.33 0.42% (31,212.77) A2/A A 1.29 1.25 808513BY0 CHARLES SCHWAB CORP 2.45 03/03/2027 585,000.00 03/01/2022 2.47% 584,368.20 584,820.77 97.84 4.03% 572,346.43 1,114.75 0.18% (12,474.34) A2/A- A 1.42 1.38 084664CZ2 BERKSHIRE HATHAWAY FINANCE CORP 2.3 03/15/2027 2,295,000.00 03/07/2022 2.30% 2,294,563.95 2,294,873.43 97.92 3.78% 2,247,234.03 2,346.00 0.72% (47,639.41) Aa2/AA A+ 1.45 1.41 40139LBF9 GUARDIAN LIFE GLOBAL FUNDING 3.246 03/29/2027 765,000.00 03/24/2022 3.25% 765,000.00 765,000.00 98.97 3.97% 757,092.59 137.96 0.24% (7,907.41) Aa1/AA+ NA 1.49 1.44 023135CF1 AMAZON.COM INC 3.3 04/13/2027 1,750,000.00 04/25/2022 3.34% 1,746,972.50 1,749,066.02 99.27 3.80% 1,737,178.87 26,950.00 0.55% (11,887.15) A1/AA AA- 1.53 1.46 46647PCB0 JPMORGAN CHASE & CO 1.578 04/22/2027 500,000.00 08/23/2022 4.95% 449,845.00 492,156.66 98.56 4.74% 492,814.42 3,484.75 0.16% 657.76 A1/A AA- 1.56 0.54 927804GH1 VIRGINIA ELECTRIC AND POWER CO 3.75 05/15/2027 1,000,000.00 -- 3.75% 999,773.40 999,905.21 99.54 4.04% 995,424.04 14,166.67 0.32% (4,481.17) A3/BBB+ A 1.62 1.54 36 55 HOLDINGS REPORT City of Dublin | Account #10198 | As of September 30, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 931142EX7 WALMART INC 3.95 09/09/2027 1,500,000.00 -- 3.97% 1,498,302.30 1,499,341.75 100.43 3.72% 1,506,462.09 3,620.83 0.48% 7,120.34 Aa2/AA AA 1.94 1.77 89236TKJ3 TOYOTA MOTOR CREDIT CORP 4.55 09/20/2027 1,500,000.00 11/22/2022 4.88% 1,479,060.00 1,491,445.54 101.15 3.93% 1,517,302.10 2,085.42 0.48% 25,856.56 A1/A+ A+ 1.97 1.87 023135CP9 AMAZON.COM INC 4.55 12/01/2027 1,000,000.00 01/17/2023 4.21% 1,014,400.00 1,006,272.69 101.50 3.82% 1,015,013.63 15,166.67 0.32% 8,740.94 A1/AA AA- 2.17 1.95 89115A2M3 TORONTO-DOMINION BANK 5.156 01/10/2028 3,000,000.00 -- 5.28% 2,984,380.00 2,992,233.34 102.38 4.05% 3,071,333.49 34,803.00 0.98% 79,100.15 A2/A- AA- 2.28 2.11 756109AU8 REALTY INCOME CORP 3.65 01/15/2028 960,000.00 04/10/2023 4.87% 910,540.80 936,223.18 99.17 4.03% 952,014.94 7,397.33 0.30% 15,791.76 A3/A- NA 2.29 2.16 24422EWR6 JOHN DEERE CAPITAL CORP 4.75 01/20/2028 2,000,000.00 01/23/2023 4.40% 2,030,780.00 2,014,215.26 101.92 3.87% 2,038,339.12 18,736.11 0.65% 24,123.86 A1/A A+ 2.31 2.15 06051GGF0 BANK OF AMERICA CORP 3.824 01/20/2028 3,000,000.00 -- 5.88% 2,824,349.55 2,940,361.32 99.53 4.89% 2,986,045.86 22,625.33 0.95% 45,684.54 A1/A- AA- 2.31 1.25 06368LGV2 BANK OF MONTREAL 5.203 02/01/2028 2,000,000.00 08/17/2023 5.56% 1,972,380.00 1,985,501.62 102.44 4.09% 2,048,884.30 17,343.33 0.65% 63,382.68 A2/A- AA- 2.34 2.09 91324PEP3 UNITEDHEALTH GROUP INC 5.25 02/15/2028 1,500,000.00 02/21/2023 4.90% 1,522,890.00 1,510,708.47 102.68 4.05% 1,540,215.20 10,062.50 0.49% 29,506.72 A2/A+ A 2.38 2.13 46647PAF3 JPMORGAN CHASE & CO 3.54 05/01/2028 2,000,000.00 08/16/2023 6.06% 1,854,340.00 1,937,835.93 99.13 4.69% 1,982,520.38 29,500.00 0.63% 44,684.45 A1/A AA- 2.59 1.50 58933YBH7 MERCK & CO INC 4.05 05/17/2028 3,500,000.00 -- 4.06% 3,497,960.40 3,498,928.93 100.55 3.83% 3,519,087.99 52,762.50 1.12% 20,159.06 Aa3/A+ NA 2.63 2.36 06406RBG1 BANK OF NEW YORK MELLON CORP 3.992 06/13/2028 1,500,000.00 10/26/2023 6.26% 1,395,930.00 1,451,192.59 99.96 4.47% 1,499,432.40 17,964.00 0.48% 48,239.81 Aa3/A AA- 2.70 1.61 02665WEM9 AMERICAN HONDA FINANCE CORP 5.125 07/07/2028 1,370,000.00 10/12/2023 5.60% 1,343,288.50 1,354,369.28 102.54 4.14% 1,404,840.10 16,382.92 0.45% 50,470.82 A3/A- A 2.77 2.54 78016HZS2 ROYAL BANK OF CANADA 5.2 08/01/2028 2,500,000.00 09/07/2023 5.54% 2,464,100.00 2,479,195.69 103.12 4.02% 2,578,065.10 21,666.67 0.82% 98,869.41 A1/A AA- 2.84 2.60 756109BS2 REALTY INCOME CORP 4.7 12/15/2028 1,300,000.00 -- 4.98% 1,285,086.00 1,289,769.21 101.80 4.09% 1,323,375.47 17,990.56 0.42% 33,606.26 A3/A- NA 3.21 2.85 91324PEU2 UNITEDHEALTH GROUP INC 4.25 01/15/2029 1,000,000.00 01/23/2024 4.61% 984,020.00 989,428.75 100.35 4.13% 1,003,487.29 8,972.22 0.32% 14,058.54 A2/A+ A 3.29 2.94 24422EXH7 JOHN DEERE CAPITAL CORP 4.5 01/16/2029 2,000,000.00 04/18/2024 5.16% 1,945,100.00 1,961,823.87 101.50 4.01% 2,030,009.18 18,750.00 0.65% 68,185.31 A1/A A+ 3.30 3.01 37 56 HOLDINGS REPORT City of Dublin | Account #10198 | As of September 30, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 91159HJK7 US BANCORP 4.653 02/01/2029 1,250,000.00 04/11/2024 5.66% 1,207,450.00 1,223,831.90 101.11 4.50% 1,263,827.80 9,693.75 0.40% 39,995.90 A3/A A 3.34 2.18 17275RBR2 CISCO SYSTEMS INC 4.85 02/26/2029 1,565,000.00 02/21/2024 4.86% 1,564,452.25 1,564,627.04 102.61 4.02% 1,605,897.53 7,379.41 0.51% 41,270.50 A1/AA- NA 3.41 3.03 14913UAJ9 CATERPILLAR FINANCIAL SERVICES CORP 4.85 02/27/2029 2,000,000.00 08/26/2024 4.19% 2,053,700.00 2,040,642.25 102.69 4.00% 2,053,700.44 9,161.11 0.65% 13,058.19 A2/A A+ 3.41 3.11 00287YDS5 ABBVIE INC 4.8 03/15/2029 1,500,000.00 07/22/2024 4.68% 1,507,245.00 1,505,355.57 102.26 4.09% 1,533,941.42 3,200.00 0.49% 28,585.85 A3/A- NA 3.45 3.09 61747YFD2 MORGAN STANLEY 5.164 04/20/2029 2,250,000.00 05/30/2024 5.44% 2,228,212.50 2,235,700.04 102.36 4.59% 2,303,170.94 51,962.75 0.73% 67,470.91 A1/A- A+ 3.55 2.32 437076DC3 HOME DEPOT INC 4.75 06/25/2029 1,875,000.00 07/18/2024 4.59% 1,887,993.75 1,884,772.83 102.41 4.05% 1,920,119.64 23,750.00 0.61% 35,346.82 A2/A A 3.73 3.29 95000U3E1 WELLS FARGO & CO 5.574 07/25/2029 2,000,000.00 -- 4.92% 2,042,675.00 2,033,412.00 103.64 4.60% 2,072,703.74 20,438.00 0.66% 39,291.74 A1/BBB+ A+ 3.82 2.57 025816DH9 AMERICAN EXPRESS CO 5.282 07/27/2029 1,250,000.00 03/27/2025 4.67% 1,273,275.00 1,269,698.64 103.14 4.41% 1,289,215.79 11,554.38 0.41% 19,517.14 A2/A- A 3.82 2.59 40139LBJ1 GUARDIAN LIFE GLOBAL FUNDING 4.179 09/26/2029 1,675,000.00 -- 4.21% 1,672,866.75 1,673,298.61 99.95 4.19% 1,674,182.53 972.20 0.53% 883.92 Aa1/AA+ NA 3.99 3.63 57629TBV8 MASSMUTUAL GLOBAL FUNDING II 4.95 01/10/2030 2,000,000.00 -- 4.94% 2,000,626.35 2,000,636.86 102.54 4.29% 2,050,815.20 22,275.00 0.65% 50,178.34 Aa3/AA+ AA+ 4.28 3.79 46647PEB8 JPMORGAN CHASE & CO 5.012 01/23/2030 1,500,000.00 03/19/2025 4.81% 1,510,215.00 1,508,797.26 102.45 4.48% 1,536,676.01 14,200.67 0.49% 27,878.75 A1/A AA- 4.31 3.01 00287YDZ9 ABBVIE INC 4.875 03/15/2030 1,500,000.00 06/25/2025 4.39% 1,529,820.00 1,528,113.49 102.94 4.15% 1,544,040.72 3,250.00 0.49% 15,927.23 A3/A- NA 4.45 3.91 61747YFQ3 MORGAN STANLEY 5.656 04/18/2030 1,250,000.00 06/04/2025 4.70% 1,291,937.50 1,288,435.29 104.42 4.52% 1,305,268.20 32,011.39 0.42% 16,832.91 A1/A- A+ 4.55 3.13 38141GA87 GOLDMAN SACHS GROUP INC 5.727 04/25/2030 1,500,000.00 08/08/2025 4.46% 1,564,140.00 1,561,722.31 104.62 4.53% 1,569,363.30 37,225.50 0.50% 7,640.99 A2/BBB+ A 4.57 3.14 747525BU6 QUALCOMM INC 4.5 05/20/2030 1,500,000.00 07/08/2025 4.41% 1,505,535.00 1,505,268.71 101.53 4.13% 1,522,942.83 24,375.00 0.49% 17,674.12 A2/A NA 4.64 4.02 74464AAC5 PUBLIC STORAGE OPERATING CO 4.375 07/01/2030 1,000,000.00 07/23/2025 4.50% 994,710.00 994,912.45 100.46 4.27% 1,004,605.86 11,059.03 0.32% 9,693.41 A2/A NA 4.75 4.14 06051GHV4 BANK OF AMERICA CORP 3.194 07/23/2030 1,500,000.00 09/17/2025 4.42% 1,449,030.00 1,449,404.57 96.32 4.48% 1,444,796.12 9,049.67 0.46% (4,608.45) A1/A- AA- 4.81 3.52 38 57 HOLDINGS REPORT City of Dublin | Account #10198 | As of September 30, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration Total Corporate 77,695,000.00 4.25% 77,113,284.70 77,536,747.55 100.81 4.16% 78,291,032.53 687,927.44 24.95% 754,284.98 2.73 2.26 MONEY MARKET FUND 31846V203 FIRST AMER:GVT OBLG Y 694,171.71 -- 3.73% 694,171.71 694,171.71 1.00 3.73% 694,171.71 0.00 0.22% 0.00 Aaa/AAAm AAA 0.00 0.00 Total Money Market Fund 694,171.71 3.73% 694,171.71 694,171.71 1.00 3.73% 694,171.71 0.00 0.22% 0.00 0.00 0.00 SUPRANATIONAL 4581X0DV7 INTER-AMERICAN DEVELOPMENT BANK 0.875 04/20/2026 4,615,000.00 04/13/2021 0.97% 4,593,863.30 4,612,673.34 98.33 3.95% 4,538,096.70 18,059.39 1.45% (74,576.64) Aaa/AAA NA 0.55 0.54 459058KT9 INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPM 3.5 07/12/2028 5,000,000.00 -- 4.35% 4,813,059.00 4,894,162.02 99.52 3.68% 4,975,955.50 38,402.78 1.59% 81,793.48 Aaa/AAA NA 2.78 2.61 45950KDD9 INTERNATIONAL FINANCE CORP 4.5 07/13/2028 1,605,000.00 07/06/2023 4.53% 1,603,218.45 1,604,009.27 102.13 3.68% 1,639,245.15 15,648.75 0.52% 35,235.87 Aaa/AAA NA 2.79 2.58 4581X0DC9 INTER-AMERICAN DEVELOPMENT BANK 3.125 09/18/2028 3,360,000.00 -- 4.33% 3,187,150.40 3,252,981.31 98.45 3.68% 3,308,050.20 3,791.67 1.05% 55,068.89 Aaa/AAA NA 2.97 2.80 4581X0EN4 INTER-AMERICAN DEVELOPMENT BANK 4.125 02/15/2029 3,000,000.00 02/15/2024 4.34% 2,970,690.00 2,980,165.08 101.33 3.70% 3,039,985.95 15,812.50 0.97% 59,820.87 Aaa/AAA NA 3.38 3.11 459058LN1 INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPM 3.875 10/16/2029 3,000,000.00 10/22/2024 4.08% 2,972,640.00 2,977,799.14 100.53 3.73% 3,015,788.82 53,280.00 0.96% 37,989.68 Aaa/AAA NA 4.04 3.65 459058LR2 INTERNATIONAL BANK FOR RECONSTRUCTION AND DEVELOPM 4.125 03/20/2030 5,000,000.00 03/25/2025 4.23% 4,977,250.00 4,979,612.50 101.48 3.76% 5,074,035.55 6,302.08 1.62% 94,423.05 Aaa/AAA NA 4.47 4.05 Total Supranational 25,580,000.00 3.70% 25,117,871.15 25,301,402.67 100.06 3.75% 25,591,157.87 151,297.17 8.15% 289,755.19 2.97 2.73 US TREASURY 39 58 HOLDINGS REPORT City of Dublin | Account #10198 | As of September 30, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 912828Z78 UNITED STATES TREASURY 1.5 01/31/2027 2,250,000.00 -- 2.15% 2,183,642.58 2,231,528.28 97.17 3.70% 2,186,367.19 5,686.14 0.70% (45,161.09) Aa1/AA+ AA+ 1.34 1.30 91282CEN7 UNITED STATES TREASURY 2.75 04/30/2027 7,000,000.00 -- 3.55% 6,761,484.38 6,919,061.23 98.62 3.65% 6,903,476.58 80,557.07 2.20% (15,584.65) Aa1/AA+ AA+ 1.58 1.51 91282CEW7 UNITED STATES TREASURY 3.25 06/30/2027 9,000,000.00 -- 3.22% 9,018,066.41 9,004,895.25 99.35 3.63% 8,941,640.58 73,919.84 2.85% (63,254.67) Aa1/AA+ AA+ 1.75 1.67 91282CFM8 UNITED STATES TREASURY 4.125 09/30/2027 10,000,000.00 -- 3.95% 10,074,062.50 10,030,906.67 100.96 3.62% 10,096,484.40 1,133.24 3.22% 65,577.73 Aa1/AA+ AA+ 2.00 1.90 91282CGC9 UNITED STATES TREASURY 3.875 12/31/2027 10,000,000.00 -- 3.70% 10,078,828.13 10,035,955.83 100.55 3.62% 10,055,078.10 97,927.99 3.20% 19,122.27 Aa1/AA+ AA+ 2.25 2.12 91282CGT2 UNITED STATES TREASURY 3.625 03/31/2028 7,000,000.00 -- 3.58% 7,014,042.96 7,007,162.31 100.03 3.61% 7,001,914.08 697.12 2.23% (5,248.23) Aa1/AA+ AA+ 2.50 2.37 91282CHE4 UNITED STATES TREASURY 3.625 05/31/2028 4,500,000.00 -- 4.07% 4,412,773.44 4,452,534.38 100.02 3.62% 4,500,703.13 54,820.70 1.43% 48,168.75 Aa1/AA+ AA+ 2.67 2.49 91282CHQ7 UNITED STATES TREASURY 4.125 07/31/2028 9,000,000.00 -- 4.51% 8,848,203.13 8,911,636.13 101.33 3.63% 9,119,531.25 62,547.55 2.91% 207,895.12 Aa1/AA+ AA+ 2.84 2.64 91282CJA0 UNITED STATES TREASURY 4.625 09/30/2028 3,750,000.00 -- 4.92% 3,702,089.84 3,720,935.66 102.81 3.63% 3,855,468.75 476.48 1.23% 134,533.09 Aa1/AA+ AA+ 3.00 2.79 91282CJN2 UNITED STATES TREASURY 4.375 11/30/2028 5,500,000.00 -- 4.03% 5,584,941.41 5,554,491.35 102.16 3.64% 5,618,808.58 80,865.78 1.79% 64,317.23 Aa1/AA+ AA+ 3.17 2.90 91282CJR3 UNITED STATES TREASURY 3.75 12/31/2028 5,500,000.00 -- 4.00% 5,438,359.38 5,459,434.00 100.32 3.64% 5,517,402.33 52,122.96 1.76% 57,968.33 Aa1/AA+ AA+ 3.25 3.01 91282CKD2 UNITED STATES TREASURY 4.25 02/28/2029 13,000,000.00 -- 4.44% 12,891,953.13 12,924,148.54 101.90 3.65% 13,247,304.72 47,313.54 4.22% 323,156.18 Aa1/AA+ AA+ 3.41 3.15 91282CKP5 UNITED STATES TREASURY 4.625 04/30/2029 12,250,000.00 -- 4.42% 12,359,384.76 12,330,630.30 103.19 3.67% 12,640,947.24 237,094.09 4.03% 310,316.94 Aa1/AA+ AA+ 3.58 3.23 91282CKX8 UNITED STATES TREASURY 4.25 06/30/2029 6,500,000.00 -- 3.96% 6,581,855.47 6,562,851.76 101.99 3.68% 6,629,238.27 69,813.18 2.11% 66,386.51 Aa1/AA+ AA+ 3.75 3.41 91282CLK5 UNITED STATES TREASURY 3.625 08/31/2029 2,500,000.00 09/26/2024 3.55% 2,508,203.13 2,506,520.55 99.76 3.69% 2,493,945.30 7,760.70 0.79% (12,575.25) Aa1/AA+ AA+ 3.92 3.61 91282CLN9 UNITED STATES TREASURY 3.5 09/30/2029 3,000,000.00 -- 3.97% 2,937,480.47 2,949,397.19 99.29 3.69% 2,978,789.07 288.46 0.95% 29,391.88 Aa1/AA+ AA+ 4.00 3.70 91282CFY2 UNITED STATES TREASURY 3.875 11/30/2029 10,000,000.00 -- 4.32% 9,801,914.06 9,833,084.79 100.64 3.71% 10,064,453.10 130,225.41 3.21% 231,368.31 Aa1/AA+ AA+ 4.17 3.77 40 59 HOLDINGS REPORT City of Dublin | Account #10198 | As of September 30, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration 91282CMG3 UNITED STATES TREASURY 4.25 01/31/2030 6,250,000.00 -- 4.15% 6,277,187.51 6,274,496.03 102.12 3.72% 6,382,324.25 44,752.04 2.03% 107,828.22 Aa1/AA+ AA+ 4.34 3.91 91282CMZ1 UNITED STATES TREASURY 3.875 04/30/2030 7,500,000.00 -- 3.85% 7,509,785.16 7,509,038.00 100.63 3.72% 7,547,460.90 121,620.24 2.40% 38,422.90 Aa1/AA+ AA+ 4.58 4.10 91282CHR5 UNITED STATES TREASURY 4.0 07/31/2030 8,750,000.00 -- 3.79% 8,829,609.37 8,828,647.87 101.13 3.74% 8,848,779.28 58,967.39 2.82% 20,131.40 Aa1/AA+ AA+ 4.83 4.33 91282CPA3 UNITED STATES TREASURY 3.625 09/30/2030 6,400,000.00 09/26/2025 3.77% 6,359,500.00 6,359,522.18 99.49 3.74% 6,367,500.03 637.36 2.03% 7,977.85 Aa1/AA+ AA+ 5.00 4.53 Total US Treasury 149,650,000.00 3.98% 149,173,367.22 149,406,878.29 100.92 3.66% 150,997,617.11 1,229,227.28 48.11% 1,590,738.82 3.25 2.98 Total Portfolio 311,686,085.50 4.15% 309,769,565.99 310,666,308.22 100.49 3.84% 313,827,062.41 2,230,446.37 100.00% 3,160,754.19 3.05 2.54 Total Market Value + Accrued 316,057,508.77 41 60 HOLDINGS REPORT City of Dublin Reporting Account | Account #10219 | As of September 30, 2025 Cusip Security Description Par Value/ Units Purchase Date Purchase Yield Cost Value Book Value Mkt Price Mkt YTM Market Value Accrued Int. % of Port. Gain/Loss Moody's/ S&P/ Fitch Maturity Duration CASH CCYUSD Receivable 305,969.40 --305,969.40 305,969.40 1.00 0.00% 305,969.40 0.00 0.17% 0.00 Aaa/AAA AAA 0.00 0.00 Total Cash 305,969.40 305,969.40 305,969.40 1.00 0.00% 305,969.40 0.00 0.17% 0.00 0.00 0.00 LAIF 90LAIF$00 Local Agency Investment Fund State Pool 28,659,579.52 -- 4.20% 28,659,579.52 28,659,579.52 1.00 4.20% 28,659,579.52 0.00 16.33% 0.00 NA/NA NA 0.00 0.00 Total LAIF 28,659,579.52 4.20% 28,659,579.52 28,659,579.52 1.00 4.20% 28,659,579.52 0.00 16.33% 0.00 0.00 0.00 LOCAL GOV INVESTMENT POOL 90CAMP$00 CAMP 146,525,410.55 -- 4.27% 146,525,410.55 146,525,410.55 1.00 4.27% 146,525,410.55 0.00 83.49% 0.00 NA/AAAm NA 0.00 0.00 Total Local Gov Investment Pool 146,525,410.55 4.27% 146,525,410.55 146,525,410.55 1.00 4.27% 146,525,410.55 0.00 83.49% 0.00 0.00 0.00 Total Portfolio 175,490,959.47 4.26% 175,490,959.47 175,490,959.47 1.00 4.25% 175,490,959.47 0.00 100.00% 0.00 0.00 0.00 Total Market Value + Accrued 175,490,959.47 42 61 TRANSACTIONS 43 62 TRANSACTION LEDGER City of Dublin | Account #10198|07/01/2025 Through 09/30/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss ACQUISITIONS Purchase 07/09/2025 747525BU6 1,500,000.00 QUALCOMM INC 4.5 05/20/2030 100.369 4.41%(1,505,535.00)(9,000.00)(1,514,535.00)0.00 Purchase 07/24/2025 74464AAC5 1,000,000.00 PUBLIC STORAGE OPERATING CO 4.375 07/01/2030 99.471 4.50%(994,710.00)(2,916.67)(997,626.67)0.00 Purchase 07/31/2025 91282CHR5 3,000,000.00 UNITED STATES TREASURY 4.0 07/31/2030 100.172 3.96%(3,005,156.25)0.00 (3,005,156.25)0.00 Purchase 08/11/2025 38141GA87 1,500,000.00 GOLDMAN SACHS GROUP INC 5.727 04/25/2030 104.276 4.46%(1,564,140.00)(25,294.25)(1,589,434.25)0.00 Purchase 08/29/2025 91282CHR5 2,750,000.00 UNITED STATES TREASURY 4.0 07/31/2030 101.297 3.71%(2,785,664.06)(8,668.48)(2,794,332.54)0.00 Purchase 09/18/2025 06051GHV4 1,500,000.00 BANK OF AMERICA CORP 3.194 07/23/2030 96.602 4.42%(1,449,030.00)(7,319.58)(1,456,349.58)0.00 Purchase 09/25/2025 91282CHR5 3,000,000.00 UNITED STATES TREASURY 4.0 07/31/2030 101.293 3.71%(3,038,789.06)(18,260.87)(3,057,049.93)0.00 Purchase 09/30/2025 91282CPA3 6,400,000.00 UNITED STATES TREASURY 3.625 09/30/2030 99.367 3.77%(6,359,500.00)0.00 (6,359,500.00)0.00 Total Purchase 20,650,000.00 (20,702,524.37)(71,459.85)(20,773,984.22)0.00 TOTAL ACQUISITIONS 20,650,000.00 (20,702,524.37)(71,459.85)(20,773,984.22)0.00 DISPOSITIONS Maturity 07/01/2025 66815L2J7 (2,500,000.00) NORTHWESTERN MUTUAL GLOBAL FUNDING 4.0 07/01/2025 100.000 4.01%2,500,000.00 0.00 2,500,000.00 0.00 Maturity 07/15/2025 4581X0DN5 (1,685,000.00) INTER-AMERICAN DEVELOPMENT BANK 0.625 07/15/2025 100.000 0.53%1,685,000.00 0.00 1,685,000.00 0.00 44 63 TRANSACTION LEDGER City of Dublin | Account #10198|07/01/2025 Through 09/30/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss Total Maturity (4,185,000.00)4,185,000.00 0.00 4,185,000.00 0.00 Sale 08/07/2025 89114QCK2 (1,000,000.00)TORONTO-DOMINION BANK 0.75 09/11/2025 99.669 0.81%996,690.00 3,041.67 999,731.67 (3,251.81) Sale 08/29/2025 91282CCW9 (1,000,000.00) UNITED STATES TREASURY 0.75 08/31/2026 96.930 0.77%969,296.88 3,709.24 973,006.12 (30,553.95) Sale 09/18/2025 14913R3A3 (1,375,000.00) CATERPILLAR FINANCIAL SERVICES CORP 3.6 08/12/2027 99.737 3.89%1,371,383.75 4,950.00 1,376,333.75 3,231.42 Sale 09/25/2025 91282CDG3 (3,000,000.00) UNITED STATES TREASURY 1.125 10/31/2026 97.234 1.25%2,917,031.25 13,573.37 2,930,604.62 (78,999.42) Sale 09/29/2025 912828Z78 (2,250,000.00) UNITED STATES TREASURY 1.5 01/31/2027 97.152 2.15%2,185,927.73 5,502.72 2,191,430.45 (45,524.69) Sale 09/29/2025 91282CCW9 (1,000,000.00) UNITED STATES TREASURY 0.75 08/31/2026 97.297 0.77%972,968.75 600.83 973,569.58 (26,894.68) Sale 09/29/2025 91282CDG3 (2,000,000.00) UNITED STATES TREASURY 1.125 10/31/2026 97.219 1.25%1,944,375.00 9,293.48 1,953,668.48 (53,005.17) Total Sale (11,625,000.00)11,357,673.36 40,671.31 11,398,344.67 (234,998.30) TOTAL DISPOSITIONS (15,810,000.00)15,542,673.36 40,671.31 15,583,344.67 (234,998.30) 45 64 TRANSACTION LEDGER City of Dublin Reporting Account | Account #10219|07/01/2025 Through 09/30/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss ACQUISITIONS Purchase 07/08/2025 90CAMP$00 1,500,000.00 CAMP 1.000 (1,500,000.00)0.00 (1,500,000.00)0.00 Purchase 07/15/2025 90LAIF$00 310,592.67 Local Agency Investment Fund State Pool 1.000 4.26%(310,592.67)0.00 (310,592.67)0.00 Purchase 07/31/2025 90CAMP$00 546,037.64 CAMP 1.000 (546,037.64)0.00 (546,037.64)0.00 Purchase 08/29/2025 90CAMP$00 513,808.19 CAMP 1.000 (513,808.19)0.00 (513,808.19)0.00 Purchase 09/04/2025 90CAMP$00 2,900,000.00 CAMP 1.000 (2,900,000.00)0.00 (2,900,000.00)0.00 Purchase 09/09/2025 90CAMP$00 1,600,000.00 CAMP 1.000 (1,600,000.00)0.00 (1,600,000.00)0.00 Purchase 09/25/2025 90CAMP$00 8,300,000.00 CAMP 1.000 (8,300,000.00)0.00 (8,300,000.00)0.00 Purchase 09/30/2025 90CAMP$00 496,886.83 CAMP 1.000 (496,886.83)0.00 (496,886.83)0.00 Total Purchase 16,167,325.33 (16,167,325.33)0.00 (16,167,325.33)0.00 TOTAL ACQUISITIONS 16,167,325.33 (16,167,325.33)0.00 (16,167,325.33)0.00 DISPOSITIONS Sale 07/15/2025 90CAMP$00 (10,900,000.00)CAMP 1.000 10,900,000.00 0.00 10,900,000.00 0.00 Sale 07/22/2025 90CAMP$00 (700,000.00)CAMP 1.000 700,000.00 0.00 700,000.00 0.00 Sale 08/18/2025 90CAMP$00 (8,500,000.00)CAMP 1.000 8,500,000.00 0.00 8,500,000.00 0.00 Total Sale (20,100,000.00)20,100,000.00 0.00 20,100,000.00 0.00 TOTAL DISPOSITIONS (20,100,000.00)20,100,000.00 0.00 20,100,000.00 0.00 46 65 IMPORTANT DISCLOSURES City of Dublin | As of September 30, 2025 2025 Chandler Asset Management, Inc, An Independent Registered Investment Adviser. Information contained herein is confidential. Prices are provided by ICE Data Services Inc (“IDS”), an independent pricing source. In the event IDS does not provide a price or if the price provided is not reflective of fair market value, Chandler will obtain pricing from an alternative approved third party pricing source in accordance with our written valuation policy and procedures. Our valuation procedures are also disclosed in Item 5 of our Form ADV Part 2A. Performance results are presented gross-of-advisory fees and represent the client’s Total Return. The deduction of advisory fees lowers performance results. These results include the reinvestment of dividends and other earnings. Past performance may not be indicative of future results. Therefore, clients should not assume that future performance of any specific investment or investment strategy will be profitable or equal to past performance levels. All investment strategies have the potential for profit or loss. Economic factors, market conditions or changes in investment strategies, contributions or withdrawals may materially alter the performance and results of your portfolio. Index returns assume reinvestment of all distributions. Historical performance results for investment indexes generally do not reflect the deduction of transaction and/or custodial charges or the deduction of an investment management fee, the incurrence of which would have the effect of decreasing historical performance results. It is not possible to invest directly in an index. Source ICE Data Indices, LLC (“ICE”), used with permission. ICE permits use of the ICE indices and related data on an “as is” basis; ICE, its affiliates and their respective third party suppliers disclaim any and all warranties and representations, express and/or implied, including any warranties of merchantability or fitness for a particular purpose or use, including the indices, index data and any data included in, related to, or derived therefrom. Neither ICE data, its affiliates or their respective third party providers guarantee the quality, adequacy, accuracy, timeliness or completeness of the indices or the index data or any component thereof, and the indices and index data and all components thereof are provided on an “as is” basis and licensee’s use it at licensee’s own risk. ICE data, its affiliates and their respective third party do not sponsor, endorse, or recommend chandler asset management, or any of its products or services. This report is provided for informational purposes only and should not be construed as a specific investment or legal advice. The information contained herein was obtained from sources believed to be reliable as of the date of publication, but may become outdated or superseded at any time without notice. Any opinions or views expressed are based on current market conditions and are subject to change. This report may contain forecasts and forward-looking statements which are inherently limited and should not be relied upon as indicator of future results. Past performance is not indicative of future results. This report is not intended to constitute an offer, solicitation, recommendation or advice regarding any securities or investment strategy and should not be regarded by recipients as a substitute for the exercise of their own judgment. Fixed income investments are subject to interest, credit and market risk. Interest rate risk: the value of fixed income investments will decline as interest rates rise. Credit risk: the possibility that the borrower may not be able to repay interest and principal. Low rated bonds generally have to pay higher interest rates to attract investors willing to take on greater risk. Market risk: the bond market in general could decline due to economic conditions, especially during periods of rising interest rates. Ratings information have been provided by Moody’s, S&P and Fitch through data feeds we believe to be reliable as of the date of this statement, however we cannot guarantee its accuracy. Security level ratings for U.S. Agency issued mortgage-backed securities (“MBS”) reflect the issuer rating because the securities themselves are not rated. The issuing U.S. Agency guarantees the full and timely payment of both principal and interest. 47 66 BENCHMARK DISCLOSURES City of Dublin | Account #10198 | As of September 30, 2025 Benchmark Disclosure ICE BofA 1-5 Yr US Treasury & Agency Index The ICE BofA 1-5 Year US Treasury & Agency Index tracks the performance of US dollar denominated US Treasury and nonsubordinated US agency debt issued in the US domestic market. Qualifying securities must have an investment grade rating (based on an average of Moody’s, S&P and Fitch). Qualifying securities must have at least one year remaining term to final maturity and less than five years remaining term to final maturity, at least 18 months to maturity at time of issuance, a fixed coupon schedule, and a minimum amount outstanding of $1 billion for sovereigns and $250 million for agencies. 48 67 TRANSACTION LEDGER City of Dublin | Account #10198|07/01/2025 Through 09/30/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss ACQUISITIONS Purchase 07/09/2025 747525BU6 1,500,000.00 QUALCOMM INC 4.5 05/20/2030 100.369 4.41%(1,505,535.00)(9,000.00)(1,514,535.00)0.00 Purchase 07/24/2025 74464AAC5 1,000,000.00 PUBLIC STORAGE OPERATING CO 4.375 07/01/2030 99.471 4.50%(994,710.00)(2,916.67)(997,626.67)0.00 Purchase 07/31/2025 91282CHR5 3,000,000.00 UNITED STATES TREASURY 4.0 07/31/2030 100.172 3.96%(3,005,156.25)0.00 (3,005,156.25)0.00 Purchase 08/11/2025 38141GA87 1,500,000.00 GOLDMAN SACHS GROUP INC 5.727 04/25/2030 104.276 4.46%(1,564,140.00)(25,294.25)(1,589,434.25)0.00 Purchase 08/29/2025 91282CHR5 2,750,000.00 UNITED STATES TREASURY 4.0 07/31/2030 101.297 3.71%(2,785,664.06)(8,668.48)(2,794,332.54)0.00 Purchase 09/18/2025 06051GHV4 1,500,000.00 BANK OF AMERICA CORP 3.194 07/23/2030 96.602 4.42%(1,449,030.00)(7,319.58)(1,456,349.58)0.00 Purchase 09/25/2025 91282CHR5 3,000,000.00 UNITED STATES TREASURY 4.0 07/31/2030 101.293 3.71%(3,038,789.06)(18,260.87)(3,057,049.93)0.00 Purchase 09/30/2025 91282CPA3 6,400,000.00 UNITED STATES TREASURY 3.625 09/30/2030 99.367 3.77%(6,359,500.00)0.00 (6,359,500.00)0.00 Total Purchase 20,650,000.00 (20,702,524.37)(71,459.85)(20,773,984.22)0.00 TOTAL ACQUISITIONS 20,650,000.00 (20,702,524.37)(71,459.85)(20,773,984.22)0.00 DISPOSITIONS Maturity 07/01/2025 66815L2J7 (2,500,000.00) NORTHWESTERN MUTUAL GLOBAL FUNDING 4.0 07/01/2025 100.000 4.01%2,500,000.00 0.00 2,500,000.00 0.00 Maturity 07/15/2025 4581X0DN5 (1,685,000.00) INTER-AMERICAN DEVELOPMENT BANK 0.625 07/15/2025 100.000 0.53%1,685,000.00 0.00 1,685,000.00 0.00 44 Attachment 2 68 TRANSACTION LEDGER City of Dublin | Account #10198|07/01/2025 Through 09/30/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss Total Maturity (4,185,000.00)4,185,000.00 0.00 4,185,000.00 0.00 Sale 08/07/2025 89114QCK2 (1,000,000.00)TORONTO-DOMINION BANK 0.75 09/11/2025 99.669 0.81%996,690.00 3,041.67 999,731.67 (3,251.81) Sale 08/29/2025 91282CCW9 (1,000,000.00) UNITED STATES TREASURY 0.75 08/31/2026 96.930 0.77%969,296.88 3,709.24 973,006.12 (30,553.95) Sale 09/18/2025 14913R3A3 (1,375,000.00) CATERPILLAR FINANCIAL SERVICES CORP 3.6 08/12/2027 99.737 3.89%1,371,383.75 4,950.00 1,376,333.75 3,231.42 Sale 09/25/2025 91282CDG3 (3,000,000.00) UNITED STATES TREASURY 1.125 10/31/2026 97.234 1.25%2,917,031.25 13,573.37 2,930,604.62 (78,999.42) Sale 09/29/2025 912828Z78 (2,250,000.00) UNITED STATES TREASURY 1.5 01/31/2027 97.152 2.15%2,185,927.73 5,502.72 2,191,430.45 (45,524.69) Sale 09/29/2025 91282CCW9 (1,000,000.00) UNITED STATES TREASURY 0.75 08/31/2026 97.297 0.77%972,968.75 600.83 973,569.58 (26,894.68) Sale 09/29/2025 91282CDG3 (2,000,000.00) UNITED STATES TREASURY 1.125 10/31/2026 97.219 1.25%1,944,375.00 9,293.48 1,953,668.48 (53,005.17) Total Sale (11,625,000.00)11,357,673.36 40,671.31 11,398,344.67 (234,998.30) TOTAL DISPOSITIONS (15,810,000.00)15,542,673.36 40,671.31 15,583,344.67 (234,998.30) 45 69 TRANSACTION LEDGER City of Dublin Reporting Account | Account #10219|07/01/2025 Through 09/30/2025| Transaction Type Settlement Date CUSIP Quantity Security Description Price Acq/Disp Yield Amount Interest Pur/ Sold Total Amount Gain/Loss ACQUISITIONS Purchase 07/08/2025 90CAMP$00 1,500,000.00 CAMP 1.000 (1,500,000.00)0.00 (1,500,000.00)0.00 Purchase 07/15/2025 90LAIF$00 310,592.67 Local Agency Investment Fund State Pool 1.000 4.26%(310,592.67)0.00 (310,592.67)0.00 Purchase 07/31/2025 90CAMP$00 546,037.64 CAMP 1.000 (546,037.64)0.00 (546,037.64)0.00 Purchase 08/29/2025 90CAMP$00 513,808.19 CAMP 1.000 (513,808.19)0.00 (513,808.19)0.00 Purchase 09/04/2025 90CAMP$00 2,900,000.00 CAMP 1.000 (2,900,000.00)0.00 (2,900,000.00)0.00 Purchase 09/09/2025 90CAMP$00 1,600,000.00 CAMP 1.000 (1,600,000.00)0.00 (1,600,000.00)0.00 Purchase 09/25/2025 90CAMP$00 8,300,000.00 CAMP 1.000 (8,300,000.00)0.00 (8,300,000.00)0.00 Purchase 09/30/2025 90CAMP$00 496,886.83 CAMP 1.000 (496,886.83)0.00 (496,886.83)0.00 Total Purchase 16,167,325.33 (16,167,325.33)0.00 (16,167,325.33)0.00 TOTAL ACQUISITIONS 16,167,325.33 (16,167,325.33)0.00 (16,167,325.33)0.00 DISPOSITIONS Sale 07/15/2025 90CAMP$00 (10,900,000.00)CAMP 1.000 10,900,000.00 0.00 10,900,000.00 0.00 Sale 07/22/2025 90CAMP$00 (700,000.00)CAMP 1.000 700,000.00 0.00 700,000.00 0.00 Sale 08/18/2025 90CAMP$00 (8,500,000.00)CAMP 1.000 8,500,000.00 0.00 8,500,000.00 0.00 Total Sale (20,100,000.00)20,100,000.00 0.00 20,100,000.00 0.00 TOTAL DISPOSITIONS (20,100,000.00)20,100,000.00 0.00 20,100,000.00 0.00 46 70 Page 1 of 2 Glossary of Investment Categories Local Agency Investment Pools - Also referred to as Local Government Investment Pools (LGIPs) — are investment vehicles that allow California public entities such as counties, cities, school districts, and special districts to pool their funds together and invest them collectively. These pools are designed to provide safety, liquidity, and competitive yields by leveraging economies of scale and professional investment management. LAIF (Local Agency Investment Fund) - A voluntary investment program established by state statute in 1977, that Enables local agencies to invest funds in a large, professionally managed portfolio overseen by the State Treasurer’s Office. CAMP (California Asset Management Program) - Joint Powers Authority investment pool created for California public agencies to invest funds in a professionally managed, diversified portfolio that prioritizes safety, liquidity, and yield. Managed by PFM Asset Management LLC, CAMP offers daily liquidity and compliance with California Government Code for public investments. Agency - Federal agency securities and/or Government-sponsored enterprises. Examples of well-known agencies that issue bonds are Federal Home Loan Mortgage Corporation (FHLMC or "Freddie Mac"), Federal National Mortgage Association (FNMA or "Fannie Mae"), and the Federal Home Loan Bank. Cash – Includes cash on hand, receivables, payables. Commercial Paper - An unsecured promissory note of industrial corporations, utilities and bank holding companies having assets in excess of $500 million and an "A" or higher rating for the issuer's debentures. Interest is discounted from par and calculated using the actual number of days on a 360-day year. The notes are in bearer form, mature from one to 270 days and generally start at $100,000. There is a secondary market for commercial paper and an investor may sell them prior to maturity. Unused lines of credit back commercial paper from major banks. Agency CMBS (Commercial Mortgage-Backed Securities) - Mortgage-backed securities issued or guaranteed by government-sponsored enterprises like Fannie Mae, Freddie Mac, or Ginnie Mae, backed by pools of commercial real estate loans. Money Market - Mutual funds that invest solely in money market instruments (short- term debt instruments, such as Treasury bills, commercial paper, bankers' acceptances, and federal funds). Supranational - International financial institutions formed by multiple countries to promote economic development and cooperation, such as the World Bank or the Inter - American Development Bank. Bonds issued by supranationals are typically high -quality, Attachment 3 71 Page 2 of 2 low-risk investments, often used by governments and institutional inve stors for diversification and stability. Corporate - Debt securities issued by corporations. US Treasury - (Treasury Notes): Medium-term coupon-bearing U.S. Treasury securities issued as direct obligations of the U.S. Government and having initial maturities of I to 10 years. Accrued Interest - Interest earned but not yet received. 72